LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,752
−HK$8,324/mo
▼ 0.25% · 3.875%
HK$136,881
−HK$4,195/mo
Today · 4.125%
HK$141,076
baseline
▲ 0.50% · 4.625%
HK$149,660
+HK$8,584/mo
Deposit HK$29.11M · loan HK$29.11M · min. income ≈ HK$282,152/mo (50% DSR)
Upfront cash ≈ HK$31.58M (deposit + AVD stamp duty HK$2,474,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,685
−HK$7,979/mo
▼ 0.25% · 3.875%
HK$151,646
−HK$4,018/mo
Today · 4.125%
HK$155,664
baseline
▲ 0.50% · 4.625%
HK$163,869
+HK$8,205/mo
Deposit HK$29.11M · loan HK$29.11M · min. income ≈ HK$311,328/mo (50% DSR)
Upfront cash ≈ HK$31.58M (deposit + AVD stamp duty HK$2,474,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,302
−HK$9,990/mo
▼ 0.25% · 3.875%
HK$164,257
−HK$5,035/mo
Today · 4.125%
HK$169,292
baseline
▲ 0.50% · 4.625%
HK$179,593
+HK$10,301/mo
Deposit HK$23.29M · loan HK$34.93M · min. income ≈ HK$338,584/mo (50% DSR)
Upfront cash ≈ HK$25.76M (deposit + AVD stamp duty HK$2,474,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,222
−HK$9,575/mo
▼ 0.25% · 3.875%
HK$181,975
−HK$4,822/mo
Today · 4.125%
HK$186,797
baseline
▲ 0.50% · 4.625%
HK$196,643
+HK$9,846/mo
Deposit HK$23.29M · loan HK$34.93M · min. income ≈ HK$373,594/mo (50% DSR)
Upfront cash ≈ HK$25.76M (deposit + AVD stamp duty HK$2,474,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,852
−HK$11,655/mo
▼ 0.25% · 3.875%
HK$191,633
−HK$5,874/mo
Today · 4.125%
HK$197,507
baseline
▲ 0.50% · 4.625%
HK$209,525
+HK$12,018/mo
Deposit HK$17.47M · loan HK$40.75M · min. income ≈ HK$395,014/mo (50% DSR)
Upfront cash ≈ HK$19.94M (deposit + AVD stamp duty HK$2,474,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,759
−HK$11,170/mo
▼ 0.25% · 3.875%
HK$212,304
−HK$5,625/mo
Today · 4.125%
HK$217,929
baseline
▲ 0.50% · 4.625%
HK$229,417
+HK$11,488/mo
Deposit HK$17.47M · loan HK$40.75M · min. income ≈ HK$435,858/mo (50% DSR)
Upfront cash ≈ HK$19.94M (deposit + AVD stamp duty HK$2,474,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,953
−HK$14,984/mo
▼ 0.25% · 3.875%
HK$246,386
−HK$7,551/mo
Today · 4.125%
HK$253,937
baseline
▲ 0.50% · 4.625%
HK$269,389
+HK$15,452/mo
Deposit HK$5.82M · loan HK$52.40M · min. income ≈ HK$507,874/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$2,474,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,833
−HK$14,362/mo
▼ 0.25% · 3.875%
HK$272,962
−HK$7,233/mo
Today · 4.125%
HK$280,195
baseline
▲ 0.50% · 4.625%
HK$294,964
+HK$14,769/mo
Deposit HK$5.82M · loan HK$52.40M · min. income ≈ HK$560,390/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$2,474,259 · Scale 2, in force from 26 Feb 2026)