LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,760
−HK$8,326/mo
▼ 0.25% · 3.875%
HK$136,890
−HK$4,196/mo
Today · 4.125%
HK$141,086
baseline
▲ 0.50% · 4.625%
HK$149,670
+HK$8,584/mo
Deposit HK$29.11M · loan HK$29.11M · min. income ≈ HK$282,172/mo (50% DSR)
Upfront cash ≈ HK$31.59M (deposit + AVD stamp duty HK$2,474,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,695
−HK$7,979/mo
▼ 0.25% · 3.875%
HK$151,656
−HK$4,018/mo
Today · 4.125%
HK$155,674
baseline
▲ 0.50% · 4.625%
HK$163,880
+HK$8,206/mo
Deposit HK$29.11M · loan HK$29.11M · min. income ≈ HK$311,348/mo (50% DSR)
Upfront cash ≈ HK$31.59M (deposit + AVD stamp duty HK$2,474,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,312
−HK$9,991/mo
▼ 0.25% · 3.875%
HK$164,268
−HK$5,035/mo
Today · 4.125%
HK$169,303
baseline
▲ 0.50% · 4.625%
HK$179,604
+HK$10,301/mo
Deposit HK$23.29M · loan HK$34.93M · min. income ≈ HK$338,606/mo (50% DSR)
Upfront cash ≈ HK$25.76M (deposit + AVD stamp duty HK$2,474,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,234
−HK$9,575/mo
▼ 0.25% · 3.875%
HK$181,987
−HK$4,822/mo
Today · 4.125%
HK$186,809
baseline
▲ 0.50% · 4.625%
HK$196,656
+HK$9,847/mo
Deposit HK$23.29M · loan HK$34.93M · min. income ≈ HK$373,618/mo (50% DSR)
Upfront cash ≈ HK$25.76M (deposit + AVD stamp duty HK$2,474,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,865
−HK$11,655/mo
▼ 0.25% · 3.875%
HK$191,646
−HK$5,874/mo
Today · 4.125%
HK$197,520
baseline
▲ 0.50% · 4.625%
HK$209,539
+HK$12,019/mo
Deposit HK$17.47M · loan HK$40.76M · min. income ≈ HK$395,040/mo (50% DSR)
Upfront cash ≈ HK$19.94M (deposit + AVD stamp duty HK$2,474,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,772
−HK$11,172/mo
▼ 0.25% · 3.875%
HK$212,318
−HK$5,626/mo
Today · 4.125%
HK$217,944
baseline
▲ 0.50% · 4.625%
HK$229,432
+HK$11,488/mo
Deposit HK$17.47M · loan HK$40.76M · min. income ≈ HK$435,888/mo (50% DSR)
Upfront cash ≈ HK$19.94M (deposit + AVD stamp duty HK$2,474,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,969
−HK$14,985/mo
▼ 0.25% · 3.875%
HK$246,402
−HK$7,552/mo
Today · 4.125%
HK$253,954
baseline
▲ 0.50% · 4.625%
HK$269,407
+HK$15,453/mo
Deposit HK$5.82M · loan HK$52.40M · min. income ≈ HK$507,908/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$2,474,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,850
−HK$14,363/mo
▼ 0.25% · 3.875%
HK$272,980
−HK$7,233/mo
Today · 4.125%
HK$280,213
baseline
▲ 0.50% · 4.625%
HK$294,984
+HK$14,771/mo
Deposit HK$5.82M · loan HK$52.40M · min. income ≈ HK$560,426/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$2,474,422 · Scale 2, in force from 26 Feb 2026)