LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,777
−HK$8,326/mo
▼ 0.25% · 3.875%
HK$136,907
−HK$4,196/mo
Today · 4.125%
HK$141,103
baseline
▲ 0.50% · 4.625%
HK$149,689
+HK$8,586/mo
Deposit HK$29.11M · loan HK$29.11M · min. income ≈ HK$282,206/mo (50% DSR)
Upfront cash ≈ HK$31.59M (deposit + AVD stamp duty HK$2,474,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,713
−HK$7,980/mo
▼ 0.25% · 3.875%
HK$151,674
−HK$4,019/mo
Today · 4.125%
HK$155,693
baseline
▲ 0.50% · 4.625%
HK$163,900
+HK$8,207/mo
Deposit HK$29.11M · loan HK$29.11M · min. income ≈ HK$311,386/mo (50% DSR)
Upfront cash ≈ HK$31.59M (deposit + AVD stamp duty HK$2,474,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,332
−HK$9,991/mo
▼ 0.25% · 3.875%
HK$164,288
−HK$5,035/mo
Today · 4.125%
HK$169,323
baseline
▲ 0.50% · 4.625%
HK$179,626
+HK$10,303/mo
Deposit HK$23.29M · loan HK$34.94M · min. income ≈ HK$338,646/mo (50% DSR)
Upfront cash ≈ HK$25.77M (deposit + AVD stamp duty HK$2,474,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,255
−HK$9,577/mo
▼ 0.25% · 3.875%
HK$182,009
−HK$4,823/mo
Today · 4.125%
HK$186,832
baseline
▲ 0.50% · 4.625%
HK$196,680
+HK$9,848/mo
Deposit HK$23.29M · loan HK$34.94M · min. income ≈ HK$373,664/mo (50% DSR)
Upfront cash ≈ HK$25.77M (deposit + AVD stamp duty HK$2,474,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,887
−HK$11,657/mo
▼ 0.25% · 3.875%
HK$191,669
−HK$5,875/mo
Today · 4.125%
HK$197,544
baseline
▲ 0.50% · 4.625%
HK$209,564
+HK$12,020/mo
Deposit HK$17.47M · loan HK$40.76M · min. income ≈ HK$395,088/mo (50% DSR)
Upfront cash ≈ HK$19.94M (deposit + AVD stamp duty HK$2,474,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,798
−HK$11,172/mo
▼ 0.25% · 3.875%
HK$212,344
−HK$5,626/mo
Today · 4.125%
HK$217,970
baseline
▲ 0.50% · 4.625%
HK$229,460
+HK$11,490/mo
Deposit HK$17.47M · loan HK$40.76M · min. income ≈ HK$435,940/mo (50% DSR)
Upfront cash ≈ HK$19.94M (deposit + AVD stamp duty HK$2,474,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,998
−HK$14,987/mo
▼ 0.25% · 3.875%
HK$246,432
−HK$7,553/mo
Today · 4.125%
HK$253,985
baseline
▲ 0.50% · 4.625%
HK$269,440
+HK$15,455/mo
Deposit HK$5.82M · loan HK$52.41M · min. income ≈ HK$507,970/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$2,474,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,883
−HK$14,365/mo
▼ 0.25% · 3.875%
HK$273,014
−HK$7,234/mo
Today · 4.125%
HK$280,248
baseline
▲ 0.50% · 4.625%
HK$295,020
+HK$14,772/mo
Deposit HK$5.82M · loan HK$52.41M · min. income ≈ HK$560,496/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$2,474,724 · Scale 2, in force from 26 Feb 2026)