LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,787
−HK$8,327/mo
▼ 0.25% · 3.875%
HK$136,917
−HK$4,197/mo
Today · 4.125%
HK$141,114
baseline
▲ 0.50% · 4.625%
HK$149,700
+HK$8,586/mo
Deposit HK$29.12M · loan HK$29.12M · min. income ≈ HK$282,228/mo (50% DSR)
Upfront cash ≈ HK$31.59M (deposit + AVD stamp duty HK$2,474,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,724
−HK$7,981/mo
▼ 0.25% · 3.875%
HK$151,686
−HK$4,019/mo
Today · 4.125%
HK$155,705
baseline
▲ 0.50% · 4.625%
HK$163,912
+HK$8,207/mo
Deposit HK$29.12M · loan HK$29.12M · min. income ≈ HK$311,410/mo (50% DSR)
Upfront cash ≈ HK$31.59M (deposit + AVD stamp duty HK$2,474,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,344
−HK$9,992/mo
▼ 0.25% · 3.875%
HK$164,300
−HK$5,036/mo
Today · 4.125%
HK$169,336
baseline
▲ 0.50% · 4.625%
HK$179,640
+HK$10,304/mo
Deposit HK$23.29M · loan HK$34.94M · min. income ≈ HK$338,672/mo (50% DSR)
Upfront cash ≈ HK$25.77M (deposit + AVD stamp duty HK$2,474,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,269
−HK$9,577/mo
▼ 0.25% · 3.875%
HK$182,023
−HK$4,823/mo
Today · 4.125%
HK$186,846
baseline
▲ 0.50% · 4.625%
HK$196,695
+HK$9,849/mo
Deposit HK$23.29M · loan HK$34.94M · min. income ≈ HK$373,692/mo (50% DSR)
Upfront cash ≈ HK$25.77M (deposit + AVD stamp duty HK$2,474,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,901
−HK$11,658/mo
▼ 0.25% · 3.875%
HK$191,684
−HK$5,875/mo
Today · 4.125%
HK$197,559
baseline
▲ 0.50% · 4.625%
HK$209,580
+HK$12,021/mo
Deposit HK$17.47M · loan HK$40.76M · min. income ≈ HK$395,118/mo (50% DSR)
Upfront cash ≈ HK$19.94M (deposit + AVD stamp duty HK$2,474,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,813
−HK$11,174/mo
▼ 0.25% · 3.875%
HK$212,360
−HK$5,627/mo
Today · 4.125%
HK$217,987
baseline
▲ 0.50% · 4.625%
HK$229,477
+HK$11,490/mo
Deposit HK$17.47M · loan HK$40.76M · min. income ≈ HK$435,974/mo (50% DSR)
Upfront cash ≈ HK$19.94M (deposit + AVD stamp duty HK$2,474,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,016
−HK$14,988/mo
▼ 0.25% · 3.875%
HK$246,451
−HK$7,553/mo
Today · 4.125%
HK$254,004
baseline
▲ 0.50% · 4.625%
HK$269,460
+HK$15,456/mo
Deposit HK$5.82M · loan HK$52.41M · min. income ≈ HK$508,008/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$2,474,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,903
−HK$14,366/mo
▼ 0.25% · 3.875%
HK$273,034
−HK$7,235/mo
Today · 4.125%
HK$280,269
baseline
▲ 0.50% · 4.625%
HK$295,042
+HK$14,773/mo
Deposit HK$5.82M · loan HK$52.41M · min. income ≈ HK$560,538/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$2,474,912 · Scale 2, in force from 26 Feb 2026)