LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,279
−HK$833/mo
▼ 0.25% · 3.875%
HK$13,692
−HK$420/mo
Today · 4.125%
HK$14,112
baseline
▲ 0.50% · 4.625%
HK$14,971
+HK$859/mo
Deposit HK$2.91M · loan HK$2.91M · min. income ≈ HK$28,224/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$131,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,773
−HK$798/mo
▼ 0.25% · 3.875%
HK$15,169
−HK$402/mo
Today · 4.125%
HK$15,571
baseline
▲ 0.50% · 4.625%
HK$16,392
+HK$821/mo
Deposit HK$2.91M · loan HK$2.91M · min. income ≈ HK$31,142/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$131,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,935
−HK$999/mo
▼ 0.25% · 3.875%
HK$16,431
−HK$503/mo
Today · 4.125%
HK$16,934
baseline
▲ 0.50% · 4.625%
HK$17,965
+HK$1,031/mo
Deposit HK$2.33M · loan HK$3.49M · min. income ≈ HK$33,868/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$131,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,728
−HK$957/mo
▼ 0.25% · 3.875%
HK$18,203
−HK$482/mo
Today · 4.125%
HK$18,685
baseline
▲ 0.50% · 4.625%
HK$19,670
+HK$985/mo
Deposit HK$2.33M · loan HK$3.49M · min. income ≈ HK$37,370/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$131,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,591
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$19,169
−HK$588/mo
Today · 4.125%
HK$19,757
baseline
▲ 0.50% · 4.625%
HK$20,959
+HK$1,202/mo
Deposit HK$1.75M · loan HK$4.08M · min. income ≈ HK$39,514/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$131,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,682
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$21,237
−HK$562/mo
Today · 4.125%
HK$21,799
baseline
▲ 0.50% · 4.625%
HK$22,949
+HK$1,150/mo
Deposit HK$1.75M · loan HK$4.08M · min. income ≈ HK$43,598/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$131,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,902
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$24,646
−HK$755/mo
Today · 4.125%
HK$25,401
baseline
▲ 0.50% · 4.625%
HK$26,947
+HK$1,546/mo
Deposit HK$582K · loan HK$5.24M · min. income ≈ HK$50,802/mo (50% DSR)
Upfront cash ≈ HK$713K (deposit + AVD stamp duty HK$131,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,591
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$27,304
−HK$724/mo
Today · 4.125%
HK$28,028
baseline
▲ 0.50% · 4.625%
HK$29,505
+HK$1,477/mo
Deposit HK$582K · loan HK$5.24M · min. income ≈ HK$56,056/mo (50% DSR)
Upfront cash ≈ HK$713K (deposit + AVD stamp duty HK$131,030 · Scale 2, in force from 26 Feb 2026)