LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,796
−HK$8,327/mo
▼ 0.25% · 3.875%
HK$136,926
−HK$4,197/mo
Today · 4.125%
HK$141,123
baseline
▲ 0.50% · 4.625%
HK$149,710
+HK$8,587/mo
Deposit HK$29.12M · loan HK$29.12M · min. income ≈ HK$282,246/mo (50% DSR)
Upfront cash ≈ HK$31.59M (deposit + AVD stamp duty HK$2,475,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,734
−HK$7,982/mo
▼ 0.25% · 3.875%
HK$151,696
−HK$4,020/mo
Today · 4.125%
HK$155,716
baseline
▲ 0.50% · 4.625%
HK$163,924
+HK$8,208/mo
Deposit HK$29.12M · loan HK$29.12M · min. income ≈ HK$311,432/mo (50% DSR)
Upfront cash ≈ HK$31.59M (deposit + AVD stamp duty HK$2,475,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,355
−HK$9,993/mo
▼ 0.25% · 3.875%
HK$164,312
−HK$5,036/mo
Today · 4.125%
HK$169,348
baseline
▲ 0.50% · 4.625%
HK$179,652
+HK$10,304/mo
Deposit HK$23.29M · loan HK$34.94M · min. income ≈ HK$338,696/mo (50% DSR)
Upfront cash ≈ HK$25.77M (deposit + AVD stamp duty HK$2,475,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,281
−HK$9,578/mo
▼ 0.25% · 3.875%
HK$182,035
−HK$4,824/mo
Today · 4.125%
HK$186,859
baseline
▲ 0.50% · 4.625%
HK$196,708
+HK$9,849/mo
Deposit HK$23.29M · loan HK$34.94M · min. income ≈ HK$373,718/mo (50% DSR)
Upfront cash ≈ HK$25.77M (deposit + AVD stamp duty HK$2,475,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,914
−HK$11,658/mo
▼ 0.25% · 3.875%
HK$191,697
−HK$5,875/mo
Today · 4.125%
HK$197,572
baseline
▲ 0.50% · 4.625%
HK$209,594
+HK$12,022/mo
Deposit HK$17.47M · loan HK$40.77M · min. income ≈ HK$395,144/mo (50% DSR)
Upfront cash ≈ HK$19.95M (deposit + AVD stamp duty HK$2,475,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,827
−HK$11,175/mo
▼ 0.25% · 3.875%
HK$212,374
−HK$5,628/mo
Today · 4.125%
HK$218,002
baseline
▲ 0.50% · 4.625%
HK$229,493
+HK$11,491/mo
Deposit HK$17.47M · loan HK$40.77M · min. income ≈ HK$436,004/mo (50% DSR)
Upfront cash ≈ HK$19.95M (deposit + AVD stamp duty HK$2,475,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,032
−HK$14,990/mo
▼ 0.25% · 3.875%
HK$246,468
−HK$7,554/mo
Today · 4.125%
HK$254,022
baseline
▲ 0.50% · 4.625%
HK$269,478
+HK$15,456/mo
Deposit HK$5.82M · loan HK$52.41M · min. income ≈ HK$508,044/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$2,475,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,921
−HK$14,367/mo
▼ 0.25% · 3.875%
HK$273,053
−HK$7,235/mo
Today · 4.125%
HK$280,288
baseline
▲ 0.50% · 4.625%
HK$295,062
+HK$14,774/mo
Deposit HK$5.82M · loan HK$52.41M · min. income ≈ HK$560,576/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$2,475,081 · Scale 2, in force from 26 Feb 2026)