LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,280
−HK$832/mo
▼ 0.25% · 3.875%
HK$13,693
−HK$419/mo
Today · 4.125%
HK$14,112
baseline
▲ 0.50% · 4.625%
HK$14,971
+HK$859/mo
Deposit HK$2.91M · loan HK$2.91M · min. income ≈ HK$28,224/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$131,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,774
−HK$798/mo
▼ 0.25% · 3.875%
HK$15,170
−HK$402/mo
Today · 4.125%
HK$15,572
baseline
▲ 0.50% · 4.625%
HK$16,393
+HK$821/mo
Deposit HK$2.91M · loan HK$2.91M · min. income ≈ HK$31,144/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$131,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,936
−HK$999/mo
▼ 0.25% · 3.875%
HK$16,431
−HK$504/mo
Today · 4.125%
HK$16,935
baseline
▲ 0.50% · 4.625%
HK$17,965
+HK$1,030/mo
Deposit HK$2.33M · loan HK$3.49M · min. income ≈ HK$33,870/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$131,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,728
−HK$958/mo
▼ 0.25% · 3.875%
HK$18,204
−HK$482/mo
Today · 4.125%
HK$18,686
baseline
▲ 0.50% · 4.625%
HK$19,671
+HK$985/mo
Deposit HK$2.33M · loan HK$3.49M · min. income ≈ HK$37,372/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$131,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,592
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$19,170
−HK$587/mo
Today · 4.125%
HK$19,757
baseline
▲ 0.50% · 4.625%
HK$20,960
+HK$1,203/mo
Deposit HK$1.75M · loan HK$4.08M · min. income ≈ HK$39,514/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$131,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,683
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$21,238
−HK$562/mo
Today · 4.125%
HK$21,800
baseline
▲ 0.50% · 4.625%
HK$22,950
+HK$1,150/mo
Deposit HK$1.75M · loan HK$4.08M · min. income ≈ HK$43,600/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$131,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,903
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$24,647
−HK$755/mo
Today · 4.125%
HK$25,402
baseline
▲ 0.50% · 4.625%
HK$26,948
+HK$1,546/mo
Deposit HK$582K · loan HK$5.24M · min. income ≈ HK$50,804/mo (50% DSR)
Upfront cash ≈ HK$713K (deposit + AVD stamp duty HK$131,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,592
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$27,306
−HK$723/mo
Today · 4.125%
HK$28,029
baseline
▲ 0.50% · 4.625%
HK$29,507
+HK$1,478/mo
Deposit HK$582K · loan HK$5.24M · min. income ≈ HK$56,058/mo (50% DSR)
Upfront cash ≈ HK$713K (deposit + AVD stamp duty HK$131,035 · Scale 2, in force from 26 Feb 2026)