LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,281
−HK$833/mo
▼ 0.25% · 3.875%
HK$13,694
−HK$420/mo
Today · 4.125%
HK$14,114
baseline
▲ 0.50% · 4.625%
HK$14,973
+HK$859/mo
Deposit HK$2.91M · loan HK$2.91M · min. income ≈ HK$28,228/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$131,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,775
−HK$798/mo
▼ 0.25% · 3.875%
HK$15,171
−HK$402/mo
Today · 4.125%
HK$15,573
baseline
▲ 0.50% · 4.625%
HK$16,394
+HK$821/mo
Deposit HK$2.91M · loan HK$2.91M · min. income ≈ HK$31,146/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$131,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,937
−HK$1,000/mo
▼ 0.25% · 3.875%
HK$16,433
−HK$504/mo
Today · 4.125%
HK$16,937
baseline
▲ 0.50% · 4.625%
HK$17,967
+HK$1,030/mo
Deposit HK$2.33M · loan HK$3.49M · min. income ≈ HK$33,874/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$131,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,730
−HK$958/mo
▼ 0.25% · 3.875%
HK$18,205
−HK$483/mo
Today · 4.125%
HK$18,688
baseline
▲ 0.50% · 4.625%
HK$19,673
+HK$985/mo
Deposit HK$2.33M · loan HK$3.49M · min. income ≈ HK$37,376/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$131,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,593
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$19,172
−HK$587/mo
Today · 4.125%
HK$19,759
baseline
▲ 0.50% · 4.625%
HK$20,962
+HK$1,203/mo
Deposit HK$1.75M · loan HK$4.08M · min. income ≈ HK$39,518/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$131,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,685
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$21,240
−HK$562/mo
Today · 4.125%
HK$21,802
baseline
▲ 0.50% · 4.625%
HK$22,952
+HK$1,150/mo
Deposit HK$1.75M · loan HK$4.08M · min. income ≈ HK$43,604/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$131,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,906
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$24,649
−HK$756/mo
Today · 4.125%
HK$25,405
baseline
▲ 0.50% · 4.625%
HK$26,951
+HK$1,546/mo
Deposit HK$582K · loan HK$5.24M · min. income ≈ HK$50,810/mo (50% DSR)
Upfront cash ≈ HK$713K (deposit + AVD stamp duty HK$131,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,595
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$27,308
−HK$724/mo
Today · 4.125%
HK$28,032
baseline
▲ 0.50% · 4.625%
HK$29,509
+HK$1,477/mo
Deposit HK$582K · loan HK$5.24M · min. income ≈ HK$56,064/mo (50% DSR)
Upfront cash ≈ HK$713K (deposit + AVD stamp duty HK$131,048 · Scale 2, in force from 26 Feb 2026)