LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,283
−HK$833/mo
▼ 0.25% · 3.875%
HK$13,696
−HK$420/mo
Today · 4.125%
HK$14,116
baseline
▲ 0.50% · 4.625%
HK$14,975
+HK$859/mo
Deposit HK$2.91M · loan HK$2.91M · min. income ≈ HK$28,232/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$131,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,777
−HK$799/mo
▼ 0.25% · 3.875%
HK$15,174
−HK$402/mo
Today · 4.125%
HK$15,576
baseline
▲ 0.50% · 4.625%
HK$16,397
+HK$821/mo
Deposit HK$2.91M · loan HK$2.91M · min. income ≈ HK$31,152/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$131,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,940
−HK$999/mo
▼ 0.25% · 3.875%
HK$16,436
−HK$503/mo
Today · 4.125%
HK$16,939
baseline
▲ 0.50% · 4.625%
HK$17,970
+HK$1,031/mo
Deposit HK$2.33M · loan HK$3.50M · min. income ≈ HK$33,878/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$131,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,733
−HK$958/mo
▼ 0.25% · 3.875%
HK$18,208
−HK$483/mo
Today · 4.125%
HK$18,691
baseline
▲ 0.50% · 4.625%
HK$19,676
+HK$985/mo
Deposit HK$2.33M · loan HK$3.50M · min. income ≈ HK$37,382/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$131,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,596
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$19,175
−HK$588/mo
Today · 4.125%
HK$19,763
baseline
▲ 0.50% · 4.625%
HK$20,965
+HK$1,202/mo
Deposit HK$1.75M · loan HK$4.08M · min. income ≈ HK$39,526/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$131,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,688
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$21,243
−HK$563/mo
Today · 4.125%
HK$21,806
baseline
▲ 0.50% · 4.625%
HK$22,955
+HK$1,149/mo
Deposit HK$1.75M · loan HK$4.08M · min. income ≈ HK$43,612/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$131,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,910
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$24,653
−HK$756/mo
Today · 4.125%
HK$25,409
baseline
▲ 0.50% · 4.625%
HK$26,955
+HK$1,546/mo
Deposit HK$583K · loan HK$5.24M · min. income ≈ HK$50,818/mo (50% DSR)
Upfront cash ≈ HK$714K (deposit + AVD stamp duty HK$131,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,599
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$27,313
−HK$723/mo
Today · 4.125%
HK$28,036
baseline
▲ 0.50% · 4.625%
HK$29,514
+HK$1,478/mo
Deposit HK$583K · loan HK$5.24M · min. income ≈ HK$56,072/mo (50% DSR)
Upfront cash ≈ HK$714K (deposit + AVD stamp duty HK$131,070 · Scale 2, in force from 26 Feb 2026)