LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,836
−HK$8,330/mo
▼ 0.25% · 3.875%
HK$136,968
−HK$4,198/mo
Today · 4.125%
HK$141,166
baseline
▲ 0.50% · 4.625%
HK$149,755
+HK$8,589/mo
Deposit HK$29.13M · loan HK$29.13M · min. income ≈ HK$282,332/mo (50% DSR)
Upfront cash ≈ HK$31.60M (deposit + AVD stamp duty HK$2,475,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,779
−HK$7,984/mo
▼ 0.25% · 3.875%
HK$151,742
−HK$4,021/mo
Today · 4.125%
HK$155,763
baseline
▲ 0.50% · 4.625%
HK$163,973
+HK$8,210/mo
Deposit HK$29.13M · loan HK$29.13M · min. income ≈ HK$311,526/mo (50% DSR)
Upfront cash ≈ HK$31.60M (deposit + AVD stamp duty HK$2,475,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,403
−HK$9,996/mo
▼ 0.25% · 3.875%
HK$164,361
−HK$5,038/mo
Today · 4.125%
HK$169,399
baseline
▲ 0.50% · 4.625%
HK$179,707
+HK$10,308/mo
Deposit HK$23.30M · loan HK$34.95M · min. income ≈ HK$338,798/mo (50% DSR)
Upfront cash ≈ HK$25.78M (deposit + AVD stamp duty HK$2,475,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,334
−HK$9,581/mo
▼ 0.25% · 3.875%
HK$182,090
−HK$4,825/mo
Today · 4.125%
HK$186,915
baseline
▲ 0.50% · 4.625%
HK$196,768
+HK$9,853/mo
Deposit HK$23.30M · loan HK$34.95M · min. income ≈ HK$373,830/mo (50% DSR)
Upfront cash ≈ HK$25.78M (deposit + AVD stamp duty HK$2,475,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,970
−HK$11,662/mo
▼ 0.25% · 3.875%
HK$191,755
−HK$5,877/mo
Today · 4.125%
HK$197,632
baseline
▲ 0.50% · 4.625%
HK$209,658
+HK$12,026/mo
Deposit HK$17.48M · loan HK$40.78M · min. income ≈ HK$395,264/mo (50% DSR)
Upfront cash ≈ HK$19.95M (deposit + AVD stamp duty HK$2,475,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,890
−HK$11,178/mo
▼ 0.25% · 3.875%
HK$212,439
−HK$5,629/mo
Today · 4.125%
HK$218,068
baseline
▲ 0.50% · 4.625%
HK$229,562
+HK$11,494/mo
Deposit HK$17.48M · loan HK$40.78M · min. income ≈ HK$436,136/mo (50% DSR)
Upfront cash ≈ HK$19.95M (deposit + AVD stamp duty HK$2,475,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,105
−HK$14,994/mo
▼ 0.25% · 3.875%
HK$246,542
−HK$7,557/mo
Today · 4.125%
HK$254,099
baseline
▲ 0.50% · 4.625%
HK$269,560
+HK$15,461/mo
Deposit HK$5.83M · loan HK$52.43M · min. income ≈ HK$508,198/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$2,475,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,001
−HK$14,372/mo
▼ 0.25% · 3.875%
HK$273,135
−HK$7,238/mo
Today · 4.125%
HK$280,373
baseline
▲ 0.50% · 4.625%
HK$295,152
+HK$14,779/mo
Deposit HK$5.83M · loan HK$52.43M · min. income ≈ HK$560,746/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$2,475,830 · Scale 2, in force from 26 Feb 2026)