LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,284
−HK$833/mo
▼ 0.25% · 3.875%
HK$13,697
−HK$420/mo
Today · 4.125%
HK$14,117
baseline
▲ 0.50% · 4.625%
HK$14,976
+HK$859/mo
Deposit HK$2.91M · loan HK$2.91M · min. income ≈ HK$28,234/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$131,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,778
−HK$798/mo
▼ 0.25% · 3.875%
HK$15,174
−HK$402/mo
Today · 4.125%
HK$15,576
baseline
▲ 0.50% · 4.625%
HK$16,397
+HK$821/mo
Deposit HK$2.91M · loan HK$2.91M · min. income ≈ HK$31,152/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$131,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,940
−HK$1,000/mo
▼ 0.25% · 3.875%
HK$16,436
−HK$504/mo
Today · 4.125%
HK$16,940
baseline
▲ 0.50% · 4.625%
HK$17,971
+HK$1,031/mo
Deposit HK$2.33M · loan HK$3.50M · min. income ≈ HK$33,880/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$131,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,734
−HK$958/mo
▼ 0.25% · 3.875%
HK$18,209
−HK$483/mo
Today · 4.125%
HK$18,692
baseline
▲ 0.50% · 4.625%
HK$19,677
+HK$985/mo
Deposit HK$2.33M · loan HK$3.50M · min. income ≈ HK$37,384/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$131,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,597
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$19,176
−HK$587/mo
Today · 4.125%
HK$19,763
baseline
▲ 0.50% · 4.625%
HK$20,966
+HK$1,203/mo
Deposit HK$1.75M · loan HK$4.08M · min. income ≈ HK$39,526/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$131,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,689
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$21,244
−HK$563/mo
Today · 4.125%
HK$21,807
baseline
▲ 0.50% · 4.625%
HK$22,956
+HK$1,149/mo
Deposit HK$1.75M · loan HK$4.08M · min. income ≈ HK$43,614/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$131,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,911
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$24,654
−HK$756/mo
Today · 4.125%
HK$25,410
baseline
▲ 0.50% · 4.625%
HK$26,956
+HK$1,546/mo
Deposit HK$583K · loan HK$5.24M · min. income ≈ HK$50,820/mo (50% DSR)
Upfront cash ≈ HK$714K (deposit + AVD stamp duty HK$131,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,600
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$27,314
−HK$724/mo
Today · 4.125%
HK$28,038
baseline
▲ 0.50% · 4.625%
HK$29,515
+HK$1,477/mo
Deposit HK$583K · loan HK$5.24M · min. income ≈ HK$56,076/mo (50% DSR)
Upfront cash ≈ HK$714K (deposit + AVD stamp duty HK$131,075 · Scale 2, in force from 26 Feb 2026)