LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,838
−HK$8,330/mo
▼ 0.25% · 3.875%
HK$136,970
−HK$4,198/mo
Today · 4.125%
HK$141,168
baseline
▲ 0.50% · 4.625%
HK$149,758
+HK$8,590/mo
Deposit HK$29.13M · loan HK$29.13M · min. income ≈ HK$282,336/mo (50% DSR)
Upfront cash ≈ HK$31.60M (deposit + AVD stamp duty HK$2,475,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,781
−HK$7,984/mo
▼ 0.25% · 3.875%
HK$151,744
−HK$4,021/mo
Today · 4.125%
HK$155,765
baseline
▲ 0.50% · 4.625%
HK$163,975
+HK$8,210/mo
Deposit HK$29.13M · loan HK$29.13M · min. income ≈ HK$311,530/mo (50% DSR)
Upfront cash ≈ HK$31.60M (deposit + AVD stamp duty HK$2,475,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,405
−HK$9,996/mo
▼ 0.25% · 3.875%
HK$164,364
−HK$5,037/mo
Today · 4.125%
HK$169,401
baseline
▲ 0.50% · 4.625%
HK$179,709
+HK$10,308/mo
Deposit HK$23.30M · loan HK$34.95M · min. income ≈ HK$338,802/mo (50% DSR)
Upfront cash ≈ HK$25.78M (deposit + AVD stamp duty HK$2,475,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,337
−HK$9,581/mo
▼ 0.25% · 3.875%
HK$182,093
−HK$4,825/mo
Today · 4.125%
HK$186,918
baseline
▲ 0.50% · 4.625%
HK$196,771
+HK$9,853/mo
Deposit HK$23.30M · loan HK$34.95M · min. income ≈ HK$373,836/mo (50% DSR)
Upfront cash ≈ HK$25.78M (deposit + AVD stamp duty HK$2,475,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,973
−HK$11,662/mo
▼ 0.25% · 3.875%
HK$191,758
−HK$5,877/mo
Today · 4.125%
HK$197,635
baseline
▲ 0.50% · 4.625%
HK$209,661
+HK$12,026/mo
Deposit HK$17.48M · loan HK$40.78M · min. income ≈ HK$395,270/mo (50% DSR)
Upfront cash ≈ HK$19.95M (deposit + AVD stamp duty HK$2,475,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,893
−HK$11,178/mo
▼ 0.25% · 3.875%
HK$212,442
−HK$5,629/mo
Today · 4.125%
HK$218,071
baseline
▲ 0.50% · 4.625%
HK$229,566
+HK$11,495/mo
Deposit HK$17.48M · loan HK$40.78M · min. income ≈ HK$436,142/mo (50% DSR)
Upfront cash ≈ HK$19.95M (deposit + AVD stamp duty HK$2,475,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,108
−HK$14,994/mo
▼ 0.25% · 3.875%
HK$246,546
−HK$7,556/mo
Today · 4.125%
HK$254,102
baseline
▲ 0.50% · 4.625%
HK$269,564
+HK$15,462/mo
Deposit HK$5.83M · loan HK$52.43M · min. income ≈ HK$508,204/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$2,475,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,005
−HK$14,372/mo
▼ 0.25% · 3.875%
HK$273,139
−HK$7,238/mo
Today · 4.125%
HK$280,377
baseline
▲ 0.50% · 4.625%
HK$295,156
+HK$14,779/mo
Deposit HK$5.83M · loan HK$52.43M · min. income ≈ HK$560,754/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$2,475,865 · Scale 2, in force from 26 Feb 2026)