LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,284
−HK$833/mo
▼ 0.25% · 3.875%
HK$13,697
−HK$420/mo
Today · 4.125%
HK$14,117
baseline
▲ 0.50% · 4.625%
HK$14,976
+HK$859/mo
Deposit HK$2.91M · loan HK$2.91M · min. income ≈ HK$28,234/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$131,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,778
−HK$799/mo
▼ 0.25% · 3.875%
HK$15,175
−HK$402/mo
Today · 4.125%
HK$15,577
baseline
▲ 0.50% · 4.625%
HK$16,398
+HK$821/mo
Deposit HK$2.91M · loan HK$2.91M · min. income ≈ HK$31,154/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$131,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,941
−HK$1,000/mo
▼ 0.25% · 3.875%
HK$16,437
−HK$504/mo
Today · 4.125%
HK$16,941
baseline
▲ 0.50% · 4.625%
HK$17,971
+HK$1,030/mo
Deposit HK$2.33M · loan HK$3.50M · min. income ≈ HK$33,882/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$131,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,734
−HK$958/mo
▼ 0.25% · 3.875%
HK$18,210
−HK$482/mo
Today · 4.125%
HK$18,692
baseline
▲ 0.50% · 4.625%
HK$19,678
+HK$986/mo
Deposit HK$2.33M · loan HK$3.50M · min. income ≈ HK$37,384/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$131,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,598
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$19,176
−HK$588/mo
Today · 4.125%
HK$19,764
baseline
▲ 0.50% · 4.625%
HK$20,967
+HK$1,203/mo
Deposit HK$1.75M · loan HK$4.08M · min. income ≈ HK$39,528/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$131,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,690
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$21,245
−HK$563/mo
Today · 4.125%
HK$21,808
baseline
▲ 0.50% · 4.625%
HK$22,957
+HK$1,149/mo
Deposit HK$1.75M · loan HK$4.08M · min. income ≈ HK$43,616/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$131,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,911
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$24,655
−HK$756/mo
Today · 4.125%
HK$25,411
baseline
▲ 0.50% · 4.625%
HK$26,957
+HK$1,546/mo
Deposit HK$583K · loan HK$5.24M · min. income ≈ HK$50,822/mo (50% DSR)
Upfront cash ≈ HK$714K (deposit + AVD stamp duty HK$131,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,601
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$27,315
−HK$723/mo
Today · 4.125%
HK$28,038
baseline
▲ 0.50% · 4.625%
HK$29,516
+HK$1,478/mo
Deposit HK$583K · loan HK$5.24M · min. income ≈ HK$56,076/mo (50% DSR)
Upfront cash ≈ HK$714K (deposit + AVD stamp duty HK$131,079 · Scale 2, in force from 26 Feb 2026)