LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,285
−HK$833/mo
▼ 0.25% · 3.875%
HK$13,698
−HK$420/mo
Today · 4.125%
HK$14,118
baseline
▲ 0.50% · 4.625%
HK$14,977
+HK$859/mo
Deposit HK$2.91M · loan HK$2.91M · min. income ≈ HK$28,236/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$131,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,779
−HK$799/mo
▼ 0.25% · 3.875%
HK$15,175
−HK$403/mo
Today · 4.125%
HK$15,578
baseline
▲ 0.50% · 4.625%
HK$16,399
+HK$821/mo
Deposit HK$2.91M · loan HK$2.91M · min. income ≈ HK$31,156/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$131,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,942
−HK$999/mo
▼ 0.25% · 3.875%
HK$16,438
−HK$503/mo
Today · 4.125%
HK$16,941
baseline
▲ 0.50% · 4.625%
HK$17,972
+HK$1,031/mo
Deposit HK$2.33M · loan HK$3.50M · min. income ≈ HK$33,882/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$131,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,735
−HK$958/mo
▼ 0.25% · 3.875%
HK$18,211
−HK$482/mo
Today · 4.125%
HK$18,693
baseline
▲ 0.50% · 4.625%
HK$19,678
+HK$985/mo
Deposit HK$2.33M · loan HK$3.50M · min. income ≈ HK$37,386/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$131,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,599
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$19,177
−HK$588/mo
Today · 4.125%
HK$19,765
baseline
▲ 0.50% · 4.625%
HK$20,968
+HK$1,203/mo
Deposit HK$1.75M · loan HK$4.08M · min. income ≈ HK$39,530/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$131,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,691
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$21,246
−HK$563/mo
Today · 4.125%
HK$21,809
baseline
▲ 0.50% · 4.625%
HK$22,958
+HK$1,149/mo
Deposit HK$1.75M · loan HK$4.08M · min. income ≈ HK$43,618/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$131,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,912
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$24,656
−HK$756/mo
Today · 4.125%
HK$25,412
baseline
▲ 0.50% · 4.625%
HK$26,958
+HK$1,546/mo
Deposit HK$583K · loan HK$5.24M · min. income ≈ HK$50,824/mo (50% DSR)
Upfront cash ≈ HK$714K (deposit + AVD stamp duty HK$131,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,602
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$27,316
−HK$724/mo
Today · 4.125%
HK$28,040
baseline
▲ 0.50% · 4.625%
HK$29,518
+HK$1,478/mo
Deposit HK$583K · loan HK$5.24M · min. income ≈ HK$56,080/mo (50% DSR)
Upfront cash ≈ HK$714K (deposit + AVD stamp duty HK$131,085 · Scale 2, in force from 26 Feb 2026)