LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,856
−HK$8,331/mo
▼ 0.25% · 3.875%
HK$136,989
−HK$4,198/mo
Today · 4.125%
HK$141,187
baseline
▲ 0.50% · 4.625%
HK$149,778
+HK$8,591/mo
Deposit HK$29.13M · loan HK$29.13M · min. income ≈ HK$282,374/mo (50% DSR)
Upfront cash ≈ HK$31.61M (deposit + AVD stamp duty HK$2,476,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,801
−HK$7,985/mo
▼ 0.25% · 3.875%
HK$151,765
−HK$4,021/mo
Today · 4.125%
HK$155,786
baseline
▲ 0.50% · 4.625%
HK$163,998
+HK$8,212/mo
Deposit HK$29.13M · loan HK$29.13M · min. income ≈ HK$311,572/mo (50% DSR)
Upfront cash ≈ HK$31.61M (deposit + AVD stamp duty HK$2,476,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,427
−HK$9,998/mo
▼ 0.25% · 3.875%
HK$164,386
−HK$5,039/mo
Today · 4.125%
HK$169,425
baseline
▲ 0.50% · 4.625%
HK$179,734
+HK$10,309/mo
Deposit HK$23.31M · loan HK$34.96M · min. income ≈ HK$338,850/mo (50% DSR)
Upfront cash ≈ HK$25.78M (deposit + AVD stamp duty HK$2,476,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,361
−HK$9,582/mo
▼ 0.25% · 3.875%
HK$182,118
−HK$4,825/mo
Today · 4.125%
HK$186,943
baseline
▲ 0.50% · 4.625%
HK$196,797
+HK$9,854/mo
Deposit HK$23.31M · loan HK$34.96M · min. income ≈ HK$373,886/mo (50% DSR)
Upfront cash ≈ HK$25.78M (deposit + AVD stamp duty HK$2,476,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,998
−HK$11,664/mo
▼ 0.25% · 3.875%
HK$191,784
−HK$5,878/mo
Today · 4.125%
HK$197,662
baseline
▲ 0.50% · 4.625%
HK$209,689
+HK$12,027/mo
Deposit HK$17.48M · loan HK$40.78M · min. income ≈ HK$395,324/mo (50% DSR)
Upfront cash ≈ HK$19.96M (deposit + AVD stamp duty HK$2,476,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,921
−HK$11,180/mo
▼ 0.25% · 3.875%
HK$212,471
−HK$5,630/mo
Today · 4.125%
HK$218,101
baseline
▲ 0.50% · 4.625%
HK$229,597
+HK$11,496/mo
Deposit HK$17.48M · loan HK$40.78M · min. income ≈ HK$436,202/mo (50% DSR)
Upfront cash ≈ HK$19.96M (deposit + AVD stamp duty HK$2,476,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,141
−HK$14,996/mo
▼ 0.25% · 3.875%
HK$246,579
−HK$7,558/mo
Today · 4.125%
HK$254,137
baseline
▲ 0.50% · 4.625%
HK$269,601
+HK$15,464/mo
Deposit HK$5.83M · loan HK$52.44M · min. income ≈ HK$508,274/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$2,476,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,042
−HK$14,373/mo
▼ 0.25% · 3.875%
HK$273,177
−HK$7,238/mo
Today · 4.125%
HK$280,415
baseline
▲ 0.50% · 4.625%
HK$295,196
+HK$14,781/mo
Deposit HK$5.83M · loan HK$52.44M · min. income ≈ HK$560,830/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$2,476,204 · Scale 2, in force from 26 Feb 2026)