LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,861
−HK$8,332/mo
▼ 0.25% · 3.875%
HK$136,994
−HK$4,199/mo
Today · 4.125%
HK$141,193
baseline
▲ 0.50% · 4.625%
HK$149,784
+HK$8,591/mo
Deposit HK$29.13M · loan HK$29.13M · min. income ≈ HK$282,386/mo (50% DSR)
Upfront cash ≈ HK$31.61M (deposit + AVD stamp duty HK$2,476,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,807
−HK$7,985/mo
▼ 0.25% · 3.875%
HK$151,771
−HK$4,021/mo
Today · 4.125%
HK$155,792
baseline
▲ 0.50% · 4.625%
HK$164,004
+HK$8,212/mo
Deposit HK$29.13M · loan HK$29.13M · min. income ≈ HK$311,584/mo (50% DSR)
Upfront cash ≈ HK$31.61M (deposit + AVD stamp duty HK$2,476,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,433
−HK$9,998/mo
▼ 0.25% · 3.875%
HK$164,393
−HK$5,038/mo
Today · 4.125%
HK$169,431
baseline
▲ 0.50% · 4.625%
HK$179,741
+HK$10,310/mo
Deposit HK$23.31M · loan HK$34.96M · min. income ≈ HK$338,862/mo (50% DSR)
Upfront cash ≈ HK$25.78M (deposit + AVD stamp duty HK$2,476,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,368
−HK$9,583/mo
▼ 0.25% · 3.875%
HK$182,125
−HK$4,826/mo
Today · 4.125%
HK$186,951
baseline
▲ 0.50% · 4.625%
HK$196,805
+HK$9,854/mo
Deposit HK$23.31M · loan HK$34.96M · min. income ≈ HK$373,902/mo (50% DSR)
Upfront cash ≈ HK$25.78M (deposit + AVD stamp duty HK$2,476,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,006
−HK$11,664/mo
▼ 0.25% · 3.875%
HK$191,791
−HK$5,879/mo
Today · 4.125%
HK$197,670
baseline
▲ 0.50% · 4.625%
HK$209,697
+HK$12,027/mo
Deposit HK$17.48M · loan HK$40.79M · min. income ≈ HK$395,340/mo (50% DSR)
Upfront cash ≈ HK$19.96M (deposit + AVD stamp duty HK$2,476,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,929
−HK$11,180/mo
▼ 0.25% · 3.875%
HK$212,479
−HK$5,630/mo
Today · 4.125%
HK$218,109
baseline
▲ 0.50% · 4.625%
HK$229,606
+HK$11,497/mo
Deposit HK$17.48M · loan HK$40.79M · min. income ≈ HK$436,218/mo (50% DSR)
Upfront cash ≈ HK$19.96M (deposit + AVD stamp duty HK$2,476,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,150
−HK$14,997/mo
▼ 0.25% · 3.875%
HK$246,589
−HK$7,558/mo
Today · 4.125%
HK$254,147
baseline
▲ 0.50% · 4.625%
HK$269,611
+HK$15,464/mo
Deposit HK$5.83M · loan HK$52.44M · min. income ≈ HK$508,294/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$2,476,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,052
−HK$14,374/mo
▼ 0.25% · 3.875%
HK$273,187
−HK$7,239/mo
Today · 4.125%
HK$280,426
baseline
▲ 0.50% · 4.625%
HK$295,208
+HK$14,782/mo
Deposit HK$5.83M · loan HK$52.44M · min. income ≈ HK$560,852/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$2,476,299 · Scale 2, in force from 26 Feb 2026)