LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,287
−HK$833/mo
▼ 0.25% · 3.875%
HK$13,700
−HK$420/mo
Today · 4.125%
HK$14,120
baseline
▲ 0.50% · 4.625%
HK$14,980
+HK$860/mo
Deposit HK$2.91M · loan HK$2.91M · min. income ≈ HK$28,240/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$131,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,782
−HK$798/mo
▼ 0.25% · 3.875%
HK$15,178
−HK$402/mo
Today · 4.125%
HK$15,580
baseline
▲ 0.50% · 4.625%
HK$16,402
+HK$822/mo
Deposit HK$2.91M · loan HK$2.91M · min. income ≈ HK$31,160/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$131,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,945
−HK$999/mo
▼ 0.25% · 3.875%
HK$16,441
−HK$503/mo
Today · 4.125%
HK$16,944
baseline
▲ 0.50% · 4.625%
HK$17,975
+HK$1,031/mo
Deposit HK$2.33M · loan HK$3.50M · min. income ≈ HK$33,888/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$131,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,738
−HK$959/mo
▼ 0.25% · 3.875%
HK$18,214
−HK$483/mo
Today · 4.125%
HK$18,697
baseline
▲ 0.50% · 4.625%
HK$19,682
+HK$985/mo
Deposit HK$2.33M · loan HK$3.50M · min. income ≈ HK$37,394/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$131,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,602
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$19,181
−HK$588/mo
Today · 4.125%
HK$19,769
baseline
▲ 0.50% · 4.625%
HK$20,971
+HK$1,202/mo
Deposit HK$1.75M · loan HK$4.08M · min. income ≈ HK$39,538/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$131,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,695
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$21,250
−HK$563/mo
Today · 4.125%
HK$21,813
baseline
▲ 0.50% · 4.625%
HK$22,962
+HK$1,149/mo
Deposit HK$1.75M · loan HK$4.08M · min. income ≈ HK$43,626/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$131,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,917
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$24,661
−HK$756/mo
Today · 4.125%
HK$25,417
baseline
▲ 0.50% · 4.625%
HK$26,963
+HK$1,546/mo
Deposit HK$583K · loan HK$5.24M · min. income ≈ HK$50,834/mo (50% DSR)
Upfront cash ≈ HK$714K (deposit + AVD stamp duty HK$131,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,607
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$27,321
−HK$724/mo
Today · 4.125%
HK$28,045
baseline
▲ 0.50% · 4.625%
HK$29,523
+HK$1,478/mo
Deposit HK$583K · loan HK$5.24M · min. income ≈ HK$56,090/mo (50% DSR)
Upfront cash ≈ HK$714K (deposit + AVD stamp duty HK$131,109 · Scale 2, in force from 26 Feb 2026)