LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,877
−HK$8,333/mo
▼ 0.25% · 3.875%
HK$137,011
−HK$4,199/mo
Today · 4.125%
HK$141,210
baseline
▲ 0.50% · 4.625%
HK$149,802
+HK$8,592/mo
Deposit HK$29.14M · loan HK$29.14M · min. income ≈ HK$282,420/mo (50% DSR)
Upfront cash ≈ HK$31.61M (deposit + AVD stamp duty HK$2,476,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,825
−HK$7,986/mo
▼ 0.25% · 3.875%
HK$151,789
−HK$4,022/mo
Today · 4.125%
HK$155,811
baseline
▲ 0.50% · 4.625%
HK$164,024
+HK$8,213/mo
Deposit HK$29.14M · loan HK$29.14M · min. income ≈ HK$311,622/mo (50% DSR)
Upfront cash ≈ HK$31.61M (deposit + AVD stamp duty HK$2,476,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,453
−HK$9,999/mo
▼ 0.25% · 3.875%
HK$164,413
−HK$5,039/mo
Today · 4.125%
HK$169,452
baseline
▲ 0.50% · 4.625%
HK$179,763
+HK$10,311/mo
Deposit HK$23.31M · loan HK$34.96M · min. income ≈ HK$338,904/mo (50% DSR)
Upfront cash ≈ HK$25.79M (deposit + AVD stamp duty HK$2,476,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,390
−HK$9,583/mo
▼ 0.25% · 3.875%
HK$182,147
−HK$4,826/mo
Today · 4.125%
HK$186,973
baseline
▲ 0.50% · 4.625%
HK$196,829
+HK$9,856/mo
Deposit HK$23.31M · loan HK$34.96M · min. income ≈ HK$373,946/mo (50% DSR)
Upfront cash ≈ HK$25.79M (deposit + AVD stamp duty HK$2,476,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,028
−HK$11,666/mo
▼ 0.25% · 3.875%
HK$191,815
−HK$5,879/mo
Today · 4.125%
HK$197,694
baseline
▲ 0.50% · 4.625%
HK$209,723
+HK$12,029/mo
Deposit HK$17.48M · loan HK$40.79M · min. income ≈ HK$395,388/mo (50% DSR)
Upfront cash ≈ HK$19.96M (deposit + AVD stamp duty HK$2,476,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,955
−HK$11,181/mo
▼ 0.25% · 3.875%
HK$212,505
−HK$5,631/mo
Today · 4.125%
HK$218,136
baseline
▲ 0.50% · 4.625%
HK$229,634
+HK$11,498/mo
Deposit HK$17.48M · loan HK$40.79M · min. income ≈ HK$436,272/mo (50% DSR)
Upfront cash ≈ HK$19.96M (deposit + AVD stamp duty HK$2,476,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,179
−HK$14,999/mo
▼ 0.25% · 3.875%
HK$246,619
−HK$7,559/mo
Today · 4.125%
HK$254,178
baseline
▲ 0.50% · 4.625%
HK$269,644
+HK$15,466/mo
Deposit HK$5.83M · loan HK$52.45M · min. income ≈ HK$508,356/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$2,476,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,085
−HK$14,375/mo
▼ 0.25% · 3.875%
HK$273,221
−HK$7,239/mo
Today · 4.125%
HK$280,460
baseline
▲ 0.50% · 4.625%
HK$295,244
+HK$14,784/mo
Deposit HK$5.83M · loan HK$52.45M · min. income ≈ HK$560,920/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$2,476,602 · Scale 2, in force from 26 Feb 2026)