LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,900
−HK$8,334/mo
▼ 0.25% · 3.875%
HK$137,034
−HK$4,200/mo
Today · 4.125%
HK$141,234
baseline
▲ 0.50% · 4.625%
HK$149,828
+HK$8,594/mo
Deposit HK$29.14M · loan HK$29.14M · min. income ≈ HK$282,468/mo (50% DSR)
Upfront cash ≈ HK$31.62M (deposit + AVD stamp duty HK$2,477,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,850
−HK$7,988/mo
▼ 0.25% · 3.875%
HK$151,815
−HK$4,023/mo
Today · 4.125%
HK$155,838
baseline
▲ 0.50% · 4.625%
HK$164,052
+HK$8,214/mo
Deposit HK$29.14M · loan HK$29.14M · min. income ≈ HK$311,676/mo (50% DSR)
Upfront cash ≈ HK$31.62M (deposit + AVD stamp duty HK$2,477,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,480
−HK$10,001/mo
▼ 0.25% · 3.875%
HK$164,441
−HK$5,040/mo
Today · 4.125%
HK$169,481
baseline
▲ 0.50% · 4.625%
HK$179,793
+HK$10,312/mo
Deposit HK$23.31M · loan HK$34.97M · min. income ≈ HK$338,962/mo (50% DSR)
Upfront cash ≈ HK$25.79M (deposit + AVD stamp duty HK$2,477,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,420
−HK$9,585/mo
▼ 0.25% · 3.875%
HK$182,178
−HK$4,827/mo
Today · 4.125%
HK$187,005
baseline
▲ 0.50% · 4.625%
HK$196,863
+HK$9,858/mo
Deposit HK$23.31M · loan HK$34.97M · min. income ≈ HK$374,010/mo (50% DSR)
Upfront cash ≈ HK$25.79M (deposit + AVD stamp duty HK$2,477,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,060
−HK$11,668/mo
▼ 0.25% · 3.875%
HK$191,848
−HK$5,880/mo
Today · 4.125%
HK$197,728
baseline
▲ 0.50% · 4.625%
HK$209,759
+HK$12,031/mo
Deposit HK$17.48M · loan HK$40.80M · min. income ≈ HK$395,456/mo (50% DSR)
Upfront cash ≈ HK$19.96M (deposit + AVD stamp duty HK$2,477,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,990
−HK$11,183/mo
▼ 0.25% · 3.875%
HK$212,541
−HK$5,632/mo
Today · 4.125%
HK$218,173
baseline
▲ 0.50% · 4.625%
HK$229,673
+HK$11,500/mo
Deposit HK$17.48M · loan HK$40.80M · min. income ≈ HK$436,346/mo (50% DSR)
Upfront cash ≈ HK$19.96M (deposit + AVD stamp duty HK$2,477,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,220
−HK$15,001/mo
▼ 0.25% · 3.875%
HK$246,661
−HK$7,560/mo
Today · 4.125%
HK$254,221
baseline
▲ 0.50% · 4.625%
HK$269,690
+HK$15,469/mo
Deposit HK$5.83M · loan HK$52.45M · min. income ≈ HK$508,442/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$2,477,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,130
−HK$14,378/mo
▼ 0.25% · 3.875%
HK$273,267
−HK$7,241/mo
Today · 4.125%
HK$280,508
baseline
▲ 0.50% · 4.625%
HK$295,294
+HK$14,786/mo
Deposit HK$5.83M · loan HK$52.45M · min. income ≈ HK$561,016/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$2,477,025 · Scale 2, in force from 26 Feb 2026)