LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,903
−HK$8,334/mo
▼ 0.25% · 3.875%
HK$137,037
−HK$4,200/mo
Today · 4.125%
HK$141,237
baseline
▲ 0.50% · 4.625%
HK$149,831
+HK$8,594/mo
Deposit HK$29.14M · loan HK$29.14M · min. income ≈ HK$282,474/mo (50% DSR)
Upfront cash ≈ HK$31.62M (deposit + AVD stamp duty HK$2,477,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,853
−HK$7,988/mo
▼ 0.25% · 3.875%
HK$151,818
−HK$4,023/mo
Today · 4.125%
HK$155,841
baseline
▲ 0.50% · 4.625%
HK$164,056
+HK$8,215/mo
Deposit HK$29.14M · loan HK$29.14M · min. income ≈ HK$311,682/mo (50% DSR)
Upfront cash ≈ HK$31.62M (deposit + AVD stamp duty HK$2,477,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,483
−HK$10,001/mo
▼ 0.25% · 3.875%
HK$164,444
−HK$5,040/mo
Today · 4.125%
HK$169,484
baseline
▲ 0.50% · 4.625%
HK$179,797
+HK$10,313/mo
Deposit HK$23.31M · loan HK$34.97M · min. income ≈ HK$338,968/mo (50% DSR)
Upfront cash ≈ HK$25.79M (deposit + AVD stamp duty HK$2,477,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,423
−HK$9,586/mo
▼ 0.25% · 3.875%
HK$182,182
−HK$4,827/mo
Today · 4.125%
HK$187,009
baseline
▲ 0.50% · 4.625%
HK$196,867
+HK$9,858/mo
Deposit HK$23.31M · loan HK$34.97M · min. income ≈ HK$374,018/mo (50% DSR)
Upfront cash ≈ HK$25.79M (deposit + AVD stamp duty HK$2,477,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,064
−HK$11,668/mo
▼ 0.25% · 3.875%
HK$191,851
−HK$5,881/mo
Today · 4.125%
HK$197,732
baseline
▲ 0.50% · 4.625%
HK$209,763
+HK$12,031/mo
Deposit HK$17.49M · loan HK$40.80M · min. income ≈ HK$395,464/mo (50% DSR)
Upfront cash ≈ HK$19.96M (deposit + AVD stamp duty HK$2,477,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,994
−HK$11,183/mo
▼ 0.25% · 3.875%
HK$212,546
−HK$5,631/mo
Today · 4.125%
HK$218,177
baseline
▲ 0.50% · 4.625%
HK$229,678
+HK$11,501/mo
Deposit HK$17.49M · loan HK$40.80M · min. income ≈ HK$436,354/mo (50% DSR)
Upfront cash ≈ HK$19.96M (deposit + AVD stamp duty HK$2,477,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,225
−HK$15,001/mo
▼ 0.25% · 3.875%
HK$246,666
−HK$7,560/mo
Today · 4.125%
HK$254,226
baseline
▲ 0.50% · 4.625%
HK$269,695
+HK$15,469/mo
Deposit HK$5.83M · loan HK$52.46M · min. income ≈ HK$508,452/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$2,477,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,135
−HK$14,379/mo
▼ 0.25% · 3.875%
HK$273,273
−HK$7,241/mo
Today · 4.125%
HK$280,514
baseline
▲ 0.50% · 4.625%
HK$295,300
+HK$14,786/mo
Deposit HK$5.83M · loan HK$52.46M · min. income ≈ HK$561,028/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$2,477,074 · Scale 2, in force from 26 Feb 2026)