LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,914
−HK$8,335/mo
▼ 0.25% · 3.875%
HK$137,048
−HK$4,201/mo
Today · 4.125%
HK$141,249
baseline
▲ 0.50% · 4.625%
HK$149,843
+HK$8,594/mo
Deposit HK$29.14M · loan HK$29.14M · min. income ≈ HK$282,498/mo (50% DSR)
Upfront cash ≈ HK$31.62M (deposit + AVD stamp duty HK$2,477,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,865
−HK$7,989/mo
▼ 0.25% · 3.875%
HK$151,831
−HK$4,023/mo
Today · 4.125%
HK$155,854
baseline
▲ 0.50% · 4.625%
HK$164,069
+HK$8,215/mo
Deposit HK$29.14M · loan HK$29.14M · min. income ≈ HK$311,708/mo (50% DSR)
Upfront cash ≈ HK$31.62M (deposit + AVD stamp duty HK$2,477,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,497
−HK$10,002/mo
▼ 0.25% · 3.875%
HK$164,458
−HK$5,041/mo
Today · 4.125%
HK$169,499
baseline
▲ 0.50% · 4.625%
HK$179,812
+HK$10,313/mo
Deposit HK$23.32M · loan HK$34.97M · min. income ≈ HK$338,998/mo (50% DSR)
Upfront cash ≈ HK$25.79M (deposit + AVD stamp duty HK$2,477,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,438
−HK$9,587/mo
▼ 0.25% · 3.875%
HK$182,197
−HK$4,828/mo
Today · 4.125%
HK$187,025
baseline
▲ 0.50% · 4.625%
HK$196,883
+HK$9,858/mo
Deposit HK$23.32M · loan HK$34.97M · min. income ≈ HK$374,050/mo (50% DSR)
Upfront cash ≈ HK$25.79M (deposit + AVD stamp duty HK$2,477,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,079
−HK$11,669/mo
▼ 0.25% · 3.875%
HK$191,868
−HK$5,880/mo
Today · 4.125%
HK$197,748
baseline
▲ 0.50% · 4.625%
HK$209,781
+HK$12,033/mo
Deposit HK$17.49M · loan HK$40.80M · min. income ≈ HK$395,496/mo (50% DSR)
Upfront cash ≈ HK$19.96M (deposit + AVD stamp duty HK$2,477,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,012
−HK$11,184/mo
▼ 0.25% · 3.875%
HK$212,563
−HK$5,633/mo
Today · 4.125%
HK$218,196
baseline
▲ 0.50% · 4.625%
HK$229,697
+HK$11,501/mo
Deposit HK$17.49M · loan HK$40.80M · min. income ≈ HK$436,392/mo (50% DSR)
Upfront cash ≈ HK$19.96M (deposit + AVD stamp duty HK$2,477,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,245
−HK$15,003/mo
▼ 0.25% · 3.875%
HK$246,687
−HK$7,561/mo
Today · 4.125%
HK$254,248
baseline
▲ 0.50% · 4.625%
HK$269,718
+HK$15,470/mo
Deposit HK$5.83M · loan HK$52.46M · min. income ≈ HK$508,496/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$2,477,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,158
−HK$14,379/mo
▼ 0.25% · 3.875%
HK$273,296
−HK$7,241/mo
Today · 4.125%
HK$280,537
baseline
▲ 0.50% · 4.625%
HK$295,325
+HK$14,788/mo
Deposit HK$5.83M · loan HK$52.46M · min. income ≈ HK$561,074/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$2,477,283 · Scale 2, in force from 26 Feb 2026)