LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,923
−HK$8,335/mo
▼ 0.25% · 3.875%
HK$137,057
−HK$4,201/mo
Today · 4.125%
HK$141,258
baseline
▲ 0.50% · 4.625%
HK$149,853
+HK$8,595/mo
Deposit HK$29.15M · loan HK$29.15M · min. income ≈ HK$282,516/mo (50% DSR)
Upfront cash ≈ HK$31.62M (deposit + AVD stamp duty HK$2,477,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,875
−HK$7,989/mo
▼ 0.25% · 3.875%
HK$151,841
−HK$4,023/mo
Today · 4.125%
HK$155,864
baseline
▲ 0.50% · 4.625%
HK$164,080
+HK$8,216/mo
Deposit HK$29.15M · loan HK$29.15M · min. income ≈ HK$311,728/mo (50% DSR)
Upfront cash ≈ HK$31.62M (deposit + AVD stamp duty HK$2,477,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,507
−HK$10,003/mo
▼ 0.25% · 3.875%
HK$164,469
−HK$5,041/mo
Today · 4.125%
HK$169,510
baseline
▲ 0.50% · 4.625%
HK$179,824
+HK$10,314/mo
Deposit HK$23.32M · loan HK$34.98M · min. income ≈ HK$339,020/mo (50% DSR)
Upfront cash ≈ HK$25.79M (deposit + AVD stamp duty HK$2,477,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,450
−HK$9,587/mo
▼ 0.25% · 3.875%
HK$182,209
−HK$4,828/mo
Today · 4.125%
HK$187,037
baseline
▲ 0.50% · 4.625%
HK$196,896
+HK$9,859/mo
Deposit HK$23.32M · loan HK$34.98M · min. income ≈ HK$374,074/mo (50% DSR)
Upfront cash ≈ HK$25.79M (deposit + AVD stamp duty HK$2,477,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,092
−HK$11,669/mo
▼ 0.25% · 3.875%
HK$191,880
−HK$5,881/mo
Today · 4.125%
HK$197,761
baseline
▲ 0.50% · 4.625%
HK$209,795
+HK$12,034/mo
Deposit HK$17.49M · loan HK$40.81M · min. income ≈ HK$395,522/mo (50% DSR)
Upfront cash ≈ HK$19.97M (deposit + AVD stamp duty HK$2,477,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,025
−HK$11,185/mo
▼ 0.25% · 3.875%
HK$212,578
−HK$5,632/mo
Today · 4.125%
HK$218,210
baseline
▲ 0.50% · 4.625%
HK$229,712
+HK$11,502/mo
Deposit HK$17.49M · loan HK$40.81M · min. income ≈ HK$436,420/mo (50% DSR)
Upfront cash ≈ HK$19.97M (deposit + AVD stamp duty HK$2,477,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,261
−HK$15,004/mo
▼ 0.25% · 3.875%
HK$246,703
−HK$7,562/mo
Today · 4.125%
HK$254,265
baseline
▲ 0.50% · 4.625%
HK$269,736
+HK$15,471/mo
Deposit HK$5.83M · loan HK$52.46M · min. income ≈ HK$508,530/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$2,477,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,175
−HK$14,381/mo
▼ 0.25% · 3.875%
HK$273,314
−HK$7,242/mo
Today · 4.125%
HK$280,556
baseline
▲ 0.50% · 4.625%
HK$295,345
+HK$14,789/mo
Deposit HK$5.83M · loan HK$52.46M · min. income ≈ HK$561,112/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$2,477,449 · Scale 2, in force from 26 Feb 2026)