LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,295
−HK$834/mo
▼ 0.25% · 3.875%
HK$13,709
−HK$420/mo
Today · 4.125%
HK$14,129
baseline
▲ 0.50% · 4.625%
HK$14,989
+HK$860/mo
Deposit HK$2.92M · loan HK$2.92M · min. income ≈ HK$28,258/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$131,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,791
−HK$799/mo
▼ 0.25% · 3.875%
HK$15,188
−HK$402/mo
Today · 4.125%
HK$15,590
baseline
▲ 0.50% · 4.625%
HK$16,412
+HK$822/mo
Deposit HK$2.92M · loan HK$2.92M · min. income ≈ HK$31,180/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$131,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,955
−HK$1,000/mo
▼ 0.25% · 3.875%
HK$16,451
−HK$504/mo
Today · 4.125%
HK$16,955
baseline
▲ 0.50% · 4.625%
HK$17,987
+HK$1,032/mo
Deposit HK$2.33M · loan HK$3.50M · min. income ≈ HK$33,910/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$131,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,749
−HK$959/mo
▼ 0.25% · 3.875%
HK$18,225
−HK$483/mo
Today · 4.125%
HK$18,708
baseline
▲ 0.50% · 4.625%
HK$19,694
+HK$986/mo
Deposit HK$2.33M · loan HK$3.50M · min. income ≈ HK$37,416/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$131,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,614
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$19,193
−HK$588/mo
Today · 4.125%
HK$19,781
baseline
▲ 0.50% · 4.625%
HK$20,984
+HK$1,203/mo
Deposit HK$1.75M · loan HK$4.08M · min. income ≈ HK$39,562/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$131,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,707
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$21,263
−HK$563/mo
Today · 4.125%
HK$21,826
baseline
▲ 0.50% · 4.625%
HK$22,977
+HK$1,151/mo
Deposit HK$1.75M · loan HK$4.08M · min. income ≈ HK$43,652/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$131,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,932
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$24,676
−HK$757/mo
Today · 4.125%
HK$25,433
baseline
▲ 0.50% · 4.625%
HK$26,980
+HK$1,547/mo
Deposit HK$583K · loan HK$5.25M · min. income ≈ HK$50,866/mo (50% DSR)
Upfront cash ≈ HK$714K (deposit + AVD stamp duty HK$131,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,624
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$27,338
−HK$724/mo
Today · 4.125%
HK$28,062
baseline
▲ 0.50% · 4.625%
HK$29,541
+HK$1,479/mo
Deposit HK$583K · loan HK$5.25M · min. income ≈ HK$56,124/mo (50% DSR)
Upfront cash ≈ HK$714K (deposit + AVD stamp duty HK$131,191 · Scale 2, in force from 26 Feb 2026)