LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,300
−HK$834/mo
▼ 0.25% · 3.875%
HK$13,713
−HK$421/mo
Today · 4.125%
HK$14,134
baseline
▲ 0.50% · 4.625%
HK$14,994
+HK$860/mo
Deposit HK$2.92M · loan HK$2.92M · min. income ≈ HK$28,268/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$131,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,796
−HK$799/mo
▼ 0.25% · 3.875%
HK$15,193
−HK$402/mo
Today · 4.125%
HK$15,595
baseline
▲ 0.50% · 4.625%
HK$16,417
+HK$822/mo
Deposit HK$2.92M · loan HK$2.92M · min. income ≈ HK$31,190/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$131,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,960
−HK$1,000/mo
▼ 0.25% · 3.875%
HK$16,456
−HK$504/mo
Today · 4.125%
HK$16,960
baseline
▲ 0.50% · 4.625%
HK$17,992
+HK$1,032/mo
Deposit HK$2.33M · loan HK$3.50M · min. income ≈ HK$33,920/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$131,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,755
−HK$959/mo
▼ 0.25% · 3.875%
HK$18,231
−HK$483/mo
Today · 4.125%
HK$18,714
baseline
▲ 0.50% · 4.625%
HK$19,701
+HK$987/mo
Deposit HK$2.33M · loan HK$3.50M · min. income ≈ HK$37,428/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$131,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,620
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$19,199
−HK$588/mo
Today · 4.125%
HK$19,787
baseline
▲ 0.50% · 4.625%
HK$20,991
+HK$1,204/mo
Deposit HK$1.75M · loan HK$4.08M · min. income ≈ HK$39,574/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$131,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,714
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$21,270
−HK$563/mo
Today · 4.125%
HK$21,833
baseline
▲ 0.50% · 4.625%
HK$22,984
+HK$1,151/mo
Deposit HK$1.75M · loan HK$4.08M · min. income ≈ HK$43,666/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$131,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,939
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$24,684
−HK$757/mo
Today · 4.125%
HK$25,441
baseline
▲ 0.50% · 4.625%
HK$26,989
+HK$1,548/mo
Deposit HK$583K · loan HK$5.25M · min. income ≈ HK$50,882/mo (50% DSR)
Upfront cash ≈ HK$714K (deposit + AVD stamp duty HK$131,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,632
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$27,347
−HK$724/mo
Today · 4.125%
HK$28,071
baseline
▲ 0.50% · 4.625%
HK$29,551
+HK$1,480/mo
Deposit HK$583K · loan HK$5.25M · min. income ≈ HK$56,142/mo (50% DSR)
Upfront cash ≈ HK$714K (deposit + AVD stamp duty HK$131,233 · Scale 2, in force from 26 Feb 2026)