LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,302
−HK$834/mo
▼ 0.25% · 3.875%
HK$13,716
−HK$420/mo
Today · 4.125%
HK$14,136
baseline
▲ 0.50% · 4.625%
HK$14,996
+HK$860/mo
Deposit HK$2.92M · loan HK$2.92M · min. income ≈ HK$28,272/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$131,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,798
−HK$800/mo
▼ 0.25% · 3.875%
HK$15,195
−HK$403/mo
Today · 4.125%
HK$15,598
baseline
▲ 0.50% · 4.625%
HK$16,420
+HK$822/mo
Deposit HK$2.92M · loan HK$2.92M · min. income ≈ HK$31,196/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$131,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,963
−HK$1,001/mo
▼ 0.25% · 3.875%
HK$16,459
−HK$505/mo
Today · 4.125%
HK$16,964
baseline
▲ 0.50% · 4.625%
HK$17,996
+HK$1,032/mo
Deposit HK$2.33M · loan HK$3.50M · min. income ≈ HK$33,928/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$131,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,758
−HK$960/mo
▼ 0.25% · 3.875%
HK$18,234
−HK$484/mo
Today · 4.125%
HK$18,718
baseline
▲ 0.50% · 4.625%
HK$19,704
+HK$986/mo
Deposit HK$2.33M · loan HK$3.50M · min. income ≈ HK$37,436/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$131,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,623
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$19,202
−HK$589/mo
Today · 4.125%
HK$19,791
baseline
▲ 0.50% · 4.625%
HK$20,995
+HK$1,204/mo
Deposit HK$1.75M · loan HK$4.08M · min. income ≈ HK$39,582/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$131,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,718
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$21,273
−HK$564/mo
Today · 4.125%
HK$21,837
baseline
▲ 0.50% · 4.625%
HK$22,988
+HK$1,151/mo
Deposit HK$1.75M · loan HK$4.08M · min. income ≈ HK$43,674/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$131,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,944
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$24,689
−HK$756/mo
Today · 4.125%
HK$25,445
baseline
▲ 0.50% · 4.625%
HK$26,994
+HK$1,549/mo
Deposit HK$583K · loan HK$5.25M · min. income ≈ HK$50,890/mo (50% DSR)
Upfront cash ≈ HK$715K (deposit + AVD stamp duty HK$131,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,637
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$27,352
−HK$724/mo
Today · 4.125%
HK$28,076
baseline
▲ 0.50% · 4.625%
HK$29,556
+HK$1,480/mo
Deposit HK$583K · loan HK$5.25M · min. income ≈ HK$56,152/mo (50% DSR)
Upfront cash ≈ HK$715K (deposit + AVD stamp duty HK$131,256 · Scale 2, in force from 26 Feb 2026)