LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,028
−HK$8,342/mo
▼ 0.25% · 3.875%
HK$137,166
−HK$4,204/mo
Today · 4.125%
HK$141,370
baseline
▲ 0.50% · 4.625%
HK$149,972
+HK$8,602/mo
Deposit HK$29.17M · loan HK$29.17M · min. income ≈ HK$282,740/mo (50% DSR)
Upfront cash ≈ HK$31.65M (deposit + AVD stamp duty HK$2,479,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,992
−HK$7,996/mo
▼ 0.25% · 3.875%
HK$151,961
−HK$4,027/mo
Today · 4.125%
HK$155,988
baseline
▲ 0.50% · 4.625%
HK$164,210
+HK$8,222/mo
Deposit HK$29.17M · loan HK$29.17M · min. income ≈ HK$311,976/mo (50% DSR)
Upfront cash ≈ HK$31.65M (deposit + AVD stamp duty HK$2,479,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,633
−HK$10,011/mo
▼ 0.25% · 3.875%
HK$164,599
−HK$5,045/mo
Today · 4.125%
HK$169,644
baseline
▲ 0.50% · 4.625%
HK$179,966
+HK$10,322/mo
Deposit HK$23.34M · loan HK$35.00M · min. income ≈ HK$339,288/mo (50% DSR)
Upfront cash ≈ HK$25.81M (deposit + AVD stamp duty HK$2,479,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,590
−HK$9,595/mo
▼ 0.25% · 3.875%
HK$182,353
−HK$4,832/mo
Today · 4.125%
HK$187,185
baseline
▲ 0.50% · 4.625%
HK$197,052
+HK$9,867/mo
Deposit HK$23.34M · loan HK$35.00M · min. income ≈ HK$374,370/mo (50% DSR)
Upfront cash ≈ HK$25.81M (deposit + AVD stamp duty HK$2,479,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,239
−HK$11,679/mo
▼ 0.25% · 3.875%
HK$192,032
−HK$5,886/mo
Today · 4.125%
HK$197,918
baseline
▲ 0.50% · 4.625%
HK$209,960
+HK$12,042/mo
Deposit HK$17.50M · loan HK$40.84M · min. income ≈ HK$395,836/mo (50% DSR)
Upfront cash ≈ HK$19.98M (deposit + AVD stamp duty HK$2,479,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,189
−HK$11,194/mo
▼ 0.25% · 3.875%
HK$212,746
−HK$5,637/mo
Today · 4.125%
HK$218,383
baseline
▲ 0.50% · 4.625%
HK$229,894
+HK$11,511/mo
Deposit HK$17.50M · loan HK$40.84M · min. income ≈ HK$436,766/mo (50% DSR)
Upfront cash ≈ HK$19.98M (deposit + AVD stamp duty HK$2,479,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,450
−HK$15,016/mo
▼ 0.25% · 3.875%
HK$246,898
−HK$7,568/mo
Today · 4.125%
HK$254,466
baseline
▲ 0.50% · 4.625%
HK$269,949
+HK$15,483/mo
Deposit HK$5.83M · loan HK$52.51M · min. income ≈ HK$508,932/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$2,479,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,386
−HK$14,392/mo
▼ 0.25% · 3.875%
HK$273,530
−HK$7,248/mo
Today · 4.125%
HK$280,778
baseline
▲ 0.50% · 4.625%
HK$295,578
+HK$14,800/mo
Deposit HK$5.83M · loan HK$52.51M · min. income ≈ HK$561,556/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$2,479,405 · Scale 2, in force from 26 Feb 2026)