LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,303
−HK$835/mo
▼ 0.25% · 3.875%
HK$13,717
−HK$421/mo
Today · 4.125%
HK$14,138
baseline
▲ 0.50% · 4.625%
HK$14,998
+HK$860/mo
Deposit HK$2.92M · loan HK$2.92M · min. income ≈ HK$28,276/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$131,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,800
−HK$799/mo
▼ 0.25% · 3.875%
HK$15,197
−HK$402/mo
Today · 4.125%
HK$15,599
baseline
▲ 0.50% · 4.625%
HK$16,422
+HK$823/mo
Deposit HK$2.92M · loan HK$2.92M · min. income ≈ HK$31,198/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$131,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,964
−HK$1,001/mo
▼ 0.25% · 3.875%
HK$16,461
−HK$504/mo
Today · 4.125%
HK$16,965
baseline
▲ 0.50% · 4.625%
HK$17,997
+HK$1,032/mo
Deposit HK$2.33M · loan HK$3.50M · min. income ≈ HK$33,930/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$131,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,760
−HK$959/mo
▼ 0.25% · 3.875%
HK$18,236
−HK$483/mo
Today · 4.125%
HK$18,719
baseline
▲ 0.50% · 4.625%
HK$19,706
+HK$987/mo
Deposit HK$2.33M · loan HK$3.50M · min. income ≈ HK$37,438/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$131,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,625
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$19,204
−HK$589/mo
Today · 4.125%
HK$19,793
baseline
▲ 0.50% · 4.625%
HK$20,997
+HK$1,204/mo
Deposit HK$1.75M · loan HK$4.08M · min. income ≈ HK$39,586/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$131,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,720
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$21,275
−HK$564/mo
Today · 4.125%
HK$21,839
baseline
▲ 0.50% · 4.625%
HK$22,990
+HK$1,151/mo
Deposit HK$1.75M · loan HK$4.08M · min. income ≈ HK$43,678/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$131,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,946
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$24,691
−HK$757/mo
Today · 4.125%
HK$25,448
baseline
▲ 0.50% · 4.625%
HK$26,996
+HK$1,548/mo
Deposit HK$583K · loan HK$5.25M · min. income ≈ HK$50,896/mo (50% DSR)
Upfront cash ≈ HK$715K (deposit + AVD stamp duty HK$131,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,640
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$27,354
−HK$725/mo
Today · 4.125%
HK$28,079
baseline
▲ 0.50% · 4.625%
HK$29,559
+HK$1,480/mo
Deposit HK$583K · loan HK$5.25M · min. income ≈ HK$56,158/mo (50% DSR)
Upfront cash ≈ HK$715K (deposit + AVD stamp duty HK$131,269 · Scale 2, in force from 26 Feb 2026)