LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,044
−HK$8,343/mo
▼ 0.25% · 3.875%
HK$137,182
−HK$4,205/mo
Today · 4.125%
HK$141,387
baseline
▲ 0.50% · 4.625%
HK$149,990
+HK$8,603/mo
Deposit HK$29.17M · loan HK$29.17M · min. income ≈ HK$282,774/mo (50% DSR)
Upfront cash ≈ HK$31.65M (deposit + AVD stamp duty HK$2,479,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,010
−HK$7,996/mo
▼ 0.25% · 3.875%
HK$151,979
−HK$4,027/mo
Today · 4.125%
HK$156,006
baseline
▲ 0.50% · 4.625%
HK$164,230
+HK$8,224/mo
Deposit HK$29.17M · loan HK$29.17M · min. income ≈ HK$312,012/mo (50% DSR)
Upfront cash ≈ HK$31.65M (deposit + AVD stamp duty HK$2,479,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,652
−HK$10,012/mo
▼ 0.25% · 3.875%
HK$164,619
−HK$5,045/mo
Today · 4.125%
HK$169,664
baseline
▲ 0.50% · 4.625%
HK$179,988
+HK$10,324/mo
Deposit HK$23.34M · loan HK$35.01M · min. income ≈ HK$339,328/mo (50% DSR)
Upfront cash ≈ HK$25.82M (deposit + AVD stamp duty HK$2,479,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,612
−HK$9,596/mo
▼ 0.25% · 3.875%
HK$182,375
−HK$4,833/mo
Today · 4.125%
HK$187,208
baseline
▲ 0.50% · 4.625%
HK$197,075
+HK$9,867/mo
Deposit HK$23.34M · loan HK$35.01M · min. income ≈ HK$374,416/mo (50% DSR)
Upfront cash ≈ HK$25.82M (deposit + AVD stamp duty HK$2,479,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,261
−HK$11,680/mo
▼ 0.25% · 3.875%
HK$192,055
−HK$5,886/mo
Today · 4.125%
HK$197,941
baseline
▲ 0.50% · 4.625%
HK$209,986
+HK$12,045/mo
Deposit HK$17.50M · loan HK$40.84M · min. income ≈ HK$395,882/mo (50% DSR)
Upfront cash ≈ HK$19.98M (deposit + AVD stamp duty HK$2,479,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,214
−HK$11,195/mo
▼ 0.25% · 3.875%
HK$212,771
−HK$5,638/mo
Today · 4.125%
HK$218,409
baseline
▲ 0.50% · 4.625%
HK$229,921
+HK$11,512/mo
Deposit HK$17.50M · loan HK$40.84M · min. income ≈ HK$436,818/mo (50% DSR)
Upfront cash ≈ HK$19.98M (deposit + AVD stamp duty HK$2,479,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,479
−HK$15,017/mo
▼ 0.25% · 3.875%
HK$246,928
−HK$7,568/mo
Today · 4.125%
HK$254,496
baseline
▲ 0.50% · 4.625%
HK$269,982
+HK$15,486/mo
Deposit HK$5.83M · loan HK$52.51M · min. income ≈ HK$508,992/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$2,479,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,418
−HK$14,393/mo
▼ 0.25% · 3.875%
HK$273,563
−HK$7,248/mo
Today · 4.125%
HK$280,811
baseline
▲ 0.50% · 4.625%
HK$295,613
+HK$14,802/mo
Deposit HK$5.83M · loan HK$52.51M · min. income ≈ HK$561,622/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$2,479,703 · Scale 2, in force from 26 Feb 2026)