LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,305
−HK$834/mo
▼ 0.25% · 3.875%
HK$13,718
−HK$421/mo
Today · 4.125%
HK$14,139
baseline
▲ 0.50% · 4.625%
HK$14,999
+HK$860/mo
Deposit HK$2.92M · loan HK$2.92M · min. income ≈ HK$28,278/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$131,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,801
−HK$800/mo
▼ 0.25% · 3.875%
HK$15,198
−HK$403/mo
Today · 4.125%
HK$15,601
baseline
▲ 0.50% · 4.625%
HK$16,423
+HK$822/mo
Deposit HK$2.92M · loan HK$2.92M · min. income ≈ HK$31,202/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$131,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,966
−HK$1,001/mo
▼ 0.25% · 3.875%
HK$16,462
−HK$505/mo
Today · 4.125%
HK$16,967
baseline
▲ 0.50% · 4.625%
HK$17,999
+HK$1,032/mo
Deposit HK$2.33M · loan HK$3.50M · min. income ≈ HK$33,934/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$131,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,761
−HK$960/mo
▼ 0.25% · 3.875%
HK$18,238
−HK$483/mo
Today · 4.125%
HK$18,721
baseline
▲ 0.50% · 4.625%
HK$19,708
+HK$987/mo
Deposit HK$2.33M · loan HK$3.50M · min. income ≈ HK$37,442/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$131,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,626
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$19,206
−HK$588/mo
Today · 4.125%
HK$19,794
baseline
▲ 0.50% · 4.625%
HK$20,999
+HK$1,205/mo
Deposit HK$1.75M · loan HK$4.08M · min. income ≈ HK$39,588/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$131,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,722
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$21,277
−HK$564/mo
Today · 4.125%
HK$21,841
baseline
▲ 0.50% · 4.625%
HK$22,993
+HK$1,152/mo
Deposit HK$1.75M · loan HK$4.08M · min. income ≈ HK$43,682/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$131,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,948
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$24,693
−HK$757/mo
Today · 4.125%
HK$25,450
baseline
▲ 0.50% · 4.625%
HK$26,999
+HK$1,549/mo
Deposit HK$583K · loan HK$5.25M · min. income ≈ HK$50,900/mo (50% DSR)
Upfront cash ≈ HK$715K (deposit + AVD stamp duty HK$131,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,642
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$27,357
−HK$725/mo
Today · 4.125%
HK$28,082
baseline
▲ 0.50% · 4.625%
HK$29,562
+HK$1,480/mo
Deposit HK$583K · loan HK$5.25M · min. income ≈ HK$56,164/mo (50% DSR)
Upfront cash ≈ HK$715K (deposit + AVD stamp duty HK$131,281 · Scale 2, in force from 26 Feb 2026)