LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,047
−HK$8,343/mo
▼ 0.25% · 3.875%
HK$137,185
−HK$4,205/mo
Today · 4.125%
HK$141,390
baseline
▲ 0.50% · 4.625%
HK$149,993
+HK$8,603/mo
Deposit HK$29.17M · loan HK$29.17M · min. income ≈ HK$282,780/mo (50% DSR)
Upfront cash ≈ HK$31.65M (deposit + AVD stamp duty HK$2,479,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,013
−HK$7,997/mo
▼ 0.25% · 3.875%
HK$151,983
−HK$4,027/mo
Today · 4.125%
HK$156,010
baseline
▲ 0.50% · 4.625%
HK$164,233
+HK$8,223/mo
Deposit HK$29.17M · loan HK$29.17M · min. income ≈ HK$312,020/mo (50% DSR)
Upfront cash ≈ HK$31.65M (deposit + AVD stamp duty HK$2,479,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,656
−HK$10,012/mo
▼ 0.25% · 3.875%
HK$164,622
−HK$5,046/mo
Today · 4.125%
HK$169,668
baseline
▲ 0.50% · 4.625%
HK$179,992
+HK$10,324/mo
Deposit HK$23.34M · loan HK$35.01M · min. income ≈ HK$339,336/mo (50% DSR)
Upfront cash ≈ HK$25.82M (deposit + AVD stamp duty HK$2,479,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,616
−HK$9,596/mo
▼ 0.25% · 3.875%
HK$182,379
−HK$4,833/mo
Today · 4.125%
HK$187,212
baseline
▲ 0.50% · 4.625%
HK$197,080
+HK$9,868/mo
Deposit HK$23.34M · loan HK$35.01M · min. income ≈ HK$374,424/mo (50% DSR)
Upfront cash ≈ HK$25.82M (deposit + AVD stamp duty HK$2,479,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,266
−HK$11,680/mo
▼ 0.25% · 3.875%
HK$192,059
−HK$5,887/mo
Today · 4.125%
HK$197,946
baseline
▲ 0.50% · 4.625%
HK$209,991
+HK$12,045/mo
Deposit HK$17.50M · loan HK$40.84M · min. income ≈ HK$395,892/mo (50% DSR)
Upfront cash ≈ HK$19.98M (deposit + AVD stamp duty HK$2,479,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,219
−HK$11,195/mo
▼ 0.25% · 3.875%
HK$212,776
−HK$5,638/mo
Today · 4.125%
HK$218,414
baseline
▲ 0.50% · 4.625%
HK$229,927
+HK$11,513/mo
Deposit HK$17.50M · loan HK$40.84M · min. income ≈ HK$436,828/mo (50% DSR)
Upfront cash ≈ HK$19.98M (deposit + AVD stamp duty HK$2,479,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,484
−HK$15,018/mo
▼ 0.25% · 3.875%
HK$246,934
−HK$7,568/mo
Today · 4.125%
HK$254,502
baseline
▲ 0.50% · 4.625%
HK$269,988
+HK$15,486/mo
Deposit HK$5.83M · loan HK$52.51M · min. income ≈ HK$509,004/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$2,479,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,424
−HK$14,394/mo
▼ 0.25% · 3.875%
HK$273,569
−HK$7,249/mo
Today · 4.125%
HK$280,818
baseline
▲ 0.50% · 4.625%
HK$295,620
+HK$14,802/mo
Deposit HK$5.83M · loan HK$52.51M · min. income ≈ HK$561,636/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$2,479,760 · Scale 2, in force from 26 Feb 2026)