LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,055
−HK$8,343/mo
▼ 0.25% · 3.875%
HK$137,194
−HK$4,204/mo
Today · 4.125%
HK$141,398
baseline
▲ 0.50% · 4.625%
HK$150,002
+HK$8,604/mo
Deposit HK$29.18M · loan HK$29.18M · min. income ≈ HK$282,796/mo (50% DSR)
Upfront cash ≈ HK$31.66M (deposit + AVD stamp duty HK$2,479,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,022
−HK$7,997/mo
▼ 0.25% · 3.875%
HK$151,992
−HK$4,027/mo
Today · 4.125%
HK$156,019
baseline
▲ 0.50% · 4.625%
HK$164,243
+HK$8,224/mo
Deposit HK$29.18M · loan HK$29.18M · min. income ≈ HK$312,038/mo (50% DSR)
Upfront cash ≈ HK$31.66M (deposit + AVD stamp duty HK$2,479,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,666
−HK$10,012/mo
▼ 0.25% · 3.875%
HK$164,632
−HK$5,046/mo
Today · 4.125%
HK$169,678
baseline
▲ 0.50% · 4.625%
HK$180,003
+HK$10,325/mo
Deposit HK$23.34M · loan HK$35.01M · min. income ≈ HK$339,356/mo (50% DSR)
Upfront cash ≈ HK$25.82M (deposit + AVD stamp duty HK$2,479,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,626
−HK$9,597/mo
▼ 0.25% · 3.875%
HK$182,390
−HK$4,833/mo
Today · 4.125%
HK$187,223
baseline
▲ 0.50% · 4.625%
HK$197,092
+HK$9,869/mo
Deposit HK$23.34M · loan HK$35.01M · min. income ≈ HK$374,446/mo (50% DSR)
Upfront cash ≈ HK$25.82M (deposit + AVD stamp duty HK$2,479,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,277
−HK$11,681/mo
▼ 0.25% · 3.875%
HK$192,071
−HK$5,887/mo
Today · 4.125%
HK$197,958
baseline
▲ 0.50% · 4.625%
HK$210,003
+HK$12,045/mo
Deposit HK$17.51M · loan HK$40.85M · min. income ≈ HK$395,916/mo (50% DSR)
Upfront cash ≈ HK$19.99M (deposit + AVD stamp duty HK$2,479,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,231
−HK$11,196/mo
▼ 0.25% · 3.875%
HK$212,789
−HK$5,638/mo
Today · 4.125%
HK$218,427
baseline
▲ 0.50% · 4.625%
HK$229,941
+HK$11,514/mo
Deposit HK$17.51M · loan HK$40.85M · min. income ≈ HK$436,854/mo (50% DSR)
Upfront cash ≈ HK$19.99M (deposit + AVD stamp duty HK$2,479,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,499
−HK$15,018/mo
▼ 0.25% · 3.875%
HK$246,948
−HK$7,569/mo
Today · 4.125%
HK$254,517
baseline
▲ 0.50% · 4.625%
HK$270,004
+HK$15,487/mo
Deposit HK$5.84M · loan HK$52.52M · min. income ≈ HK$509,034/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$2,479,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,440
−HK$14,395/mo
▼ 0.25% · 3.875%
HK$273,586
−HK$7,249/mo
Today · 4.125%
HK$280,835
baseline
▲ 0.50% · 4.625%
HK$295,638
+HK$14,803/mo
Deposit HK$5.84M · loan HK$52.52M · min. income ≈ HK$561,670/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$2,479,909 · Scale 2, in force from 26 Feb 2026)