LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,062
−HK$8,344/mo
▼ 0.25% · 3.875%
HK$137,201
−HK$4,205/mo
Today · 4.125%
HK$141,406
baseline
▲ 0.50% · 4.625%
HK$150,011
+HK$8,605/mo
Deposit HK$29.18M · loan HK$29.18M · min. income ≈ HK$282,812/mo (50% DSR)
Upfront cash ≈ HK$31.66M (deposit + AVD stamp duty HK$2,480,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,030
−HK$7,998/mo
▼ 0.25% · 3.875%
HK$152,001
−HK$4,027/mo
Today · 4.125%
HK$156,028
baseline
▲ 0.50% · 4.625%
HK$164,253
+HK$8,225/mo
Deposit HK$29.18M · loan HK$29.18M · min. income ≈ HK$312,056/mo (50% DSR)
Upfront cash ≈ HK$31.66M (deposit + AVD stamp duty HK$2,480,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,675
−HK$10,013/mo
▼ 0.25% · 3.875%
HK$164,642
−HK$5,046/mo
Today · 4.125%
HK$169,688
baseline
▲ 0.50% · 4.625%
HK$180,013
+HK$10,325/mo
Deposit HK$23.34M · loan HK$35.01M · min. income ≈ HK$339,376/mo (50% DSR)
Upfront cash ≈ HK$25.82M (deposit + AVD stamp duty HK$2,480,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,637
−HK$9,597/mo
▼ 0.25% · 3.875%
HK$182,401
−HK$4,833/mo
Today · 4.125%
HK$187,234
baseline
▲ 0.50% · 4.625%
HK$197,103
+HK$9,869/mo
Deposit HK$23.34M · loan HK$35.01M · min. income ≈ HK$374,468/mo (50% DSR)
Upfront cash ≈ HK$25.82M (deposit + AVD stamp duty HK$2,480,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,287
−HK$11,682/mo
▼ 0.25% · 3.875%
HK$192,082
−HK$5,887/mo
Today · 4.125%
HK$197,969
baseline
▲ 0.50% · 4.625%
HK$210,015
+HK$12,046/mo
Deposit HK$17.51M · loan HK$40.85M · min. income ≈ HK$395,938/mo (50% DSR)
Upfront cash ≈ HK$19.99M (deposit + AVD stamp duty HK$2,480,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,243
−HK$11,196/mo
▼ 0.25% · 3.875%
HK$212,801
−HK$5,638/mo
Today · 4.125%
HK$218,439
baseline
▲ 0.50% · 4.625%
HK$229,954
+HK$11,515/mo
Deposit HK$17.51M · loan HK$40.85M · min. income ≈ HK$436,878/mo (50% DSR)
Upfront cash ≈ HK$19.99M (deposit + AVD stamp duty HK$2,480,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,512
−HK$15,020/mo
▼ 0.25% · 3.875%
HK$246,962
−HK$7,570/mo
Today · 4.125%
HK$254,532
baseline
▲ 0.50% · 4.625%
HK$270,019
+HK$15,487/mo
Deposit HK$5.84M · loan HK$52.52M · min. income ≈ HK$509,064/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$2,480,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,455
−HK$14,396/mo
▼ 0.25% · 3.875%
HK$273,601
−HK$7,250/mo
Today · 4.125%
HK$280,851
baseline
▲ 0.50% · 4.625%
HK$295,655
+HK$14,804/mo
Deposit HK$5.84M · loan HK$52.52M · min. income ≈ HK$561,702/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$2,480,050 · Scale 2, in force from 26 Feb 2026)