LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,306
−HK$835/mo
▼ 0.25% · 3.875%
HK$13,720
−HK$421/mo
Today · 4.125%
HK$14,141
baseline
▲ 0.50% · 4.625%
HK$15,001
+HK$860/mo
Deposit HK$2.92M · loan HK$2.92M · min. income ≈ HK$28,282/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$131,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,803
−HK$800/mo
▼ 0.25% · 3.875%
HK$15,200
−HK$403/mo
Today · 4.125%
HK$15,603
baseline
▲ 0.50% · 4.625%
HK$16,426
+HK$823/mo
Deposit HK$2.92M · loan HK$2.92M · min. income ≈ HK$31,206/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$131,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,968
−HK$1,001/mo
▼ 0.25% · 3.875%
HK$16,464
−HK$505/mo
Today · 4.125%
HK$16,969
baseline
▲ 0.50% · 4.625%
HK$18,002
+HK$1,033/mo
Deposit HK$2.33M · loan HK$3.50M · min. income ≈ HK$33,938/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$131,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,764
−HK$960/mo
▼ 0.25% · 3.875%
HK$18,240
−HK$484/mo
Today · 4.125%
HK$18,724
baseline
▲ 0.50% · 4.625%
HK$19,711
+HK$987/mo
Deposit HK$2.33M · loan HK$3.50M · min. income ≈ HK$37,448/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$131,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,629
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$19,208
−HK$589/mo
Today · 4.125%
HK$19,797
baseline
▲ 0.50% · 4.625%
HK$21,002
+HK$1,205/mo
Deposit HK$1.75M · loan HK$4.08M · min. income ≈ HK$39,594/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$131,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,725
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$21,280
−HK$564/mo
Today · 4.125%
HK$21,844
baseline
▲ 0.50% · 4.625%
HK$22,996
+HK$1,152/mo
Deposit HK$1.75M · loan HK$4.08M · min. income ≈ HK$43,688/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$131,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,952
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$24,697
−HK$757/mo
Today · 4.125%
HK$25,454
baseline
▲ 0.50% · 4.625%
HK$27,002
+HK$1,548/mo
Deposit HK$584K · loan HK$5.25M · min. income ≈ HK$50,908/mo (50% DSR)
Upfront cash ≈ HK$715K (deposit + AVD stamp duty HK$131,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,646
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$27,361
−HK$724/mo
Today · 4.125%
HK$28,085
baseline
▲ 0.50% · 4.625%
HK$29,566
+HK$1,481/mo
Deposit HK$584K · loan HK$5.25M · min. income ≈ HK$56,170/mo (50% DSR)
Upfront cash ≈ HK$715K (deposit + AVD stamp duty HK$131,299 · Scale 2, in force from 26 Feb 2026)