LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,084
−HK$8,345/mo
▼ 0.25% · 3.875%
HK$137,223
−HK$4,206/mo
Today · 4.125%
HK$141,429
baseline
▲ 0.50% · 4.625%
HK$150,035
+HK$8,606/mo
Deposit HK$29.18M · loan HK$29.18M · min. income ≈ HK$282,858/mo (50% DSR)
Upfront cash ≈ HK$31.66M (deposit + AVD stamp duty HK$2,480,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,054
−HK$7,999/mo
▼ 0.25% · 3.875%
HK$152,025
−HK$4,028/mo
Today · 4.125%
HK$156,053
baseline
▲ 0.50% · 4.625%
HK$164,279
+HK$8,226/mo
Deposit HK$29.18M · loan HK$29.18M · min. income ≈ HK$312,106/mo (50% DSR)
Upfront cash ≈ HK$31.66M (deposit + AVD stamp duty HK$2,480,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,700
−HK$10,015/mo
▼ 0.25% · 3.875%
HK$164,668
−HK$5,047/mo
Today · 4.125%
HK$169,715
baseline
▲ 0.50% · 4.625%
HK$180,042
+HK$10,327/mo
Deposit HK$23.35M · loan HK$35.02M · min. income ≈ HK$339,430/mo (50% DSR)
Upfront cash ≈ HK$25.83M (deposit + AVD stamp duty HK$2,480,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,665
−HK$9,599/mo
▼ 0.25% · 3.875%
HK$182,430
−HK$4,834/mo
Today · 4.125%
HK$187,264
baseline
▲ 0.50% · 4.625%
HK$197,135
+HK$9,871/mo
Deposit HK$23.35M · loan HK$35.02M · min. income ≈ HK$374,528/mo (50% DSR)
Upfront cash ≈ HK$25.83M (deposit + AVD stamp duty HK$2,480,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,317
−HK$11,684/mo
▼ 0.25% · 3.875%
HK$192,113
−HK$5,888/mo
Today · 4.125%
HK$198,001
baseline
▲ 0.50% · 4.625%
HK$210,049
+HK$12,048/mo
Deposit HK$17.51M · loan HK$40.85M · min. income ≈ HK$396,002/mo (50% DSR)
Upfront cash ≈ HK$19.99M (deposit + AVD stamp duty HK$2,480,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,276
−HK$11,198/mo
▼ 0.25% · 3.875%
HK$212,835
−HK$5,639/mo
Today · 4.125%
HK$218,474
baseline
▲ 0.50% · 4.625%
HK$229,990
+HK$11,516/mo
Deposit HK$17.51M · loan HK$40.85M · min. income ≈ HK$436,948/mo (50% DSR)
Upfront cash ≈ HK$19.99M (deposit + AVD stamp duty HK$2,480,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,550
−HK$15,022/mo
▼ 0.25% · 3.875%
HK$247,002
−HK$7,570/mo
Today · 4.125%
HK$254,572
baseline
▲ 0.50% · 4.625%
HK$270,063
+HK$15,491/mo
Deposit HK$5.84M · loan HK$52.53M · min. income ≈ HK$509,144/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$2,480,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,497
−HK$14,399/mo
▼ 0.25% · 3.875%
HK$273,645
−HK$7,251/mo
Today · 4.125%
HK$280,896
baseline
▲ 0.50% · 4.625%
HK$295,702
+HK$14,806/mo
Deposit HK$5.84M · loan HK$52.53M · min. income ≈ HK$561,792/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$2,480,446 · Scale 2, in force from 26 Feb 2026)