LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,094
−HK$8,346/mo
▼ 0.25% · 3.875%
HK$137,234
−HK$4,206/mo
Today · 4.125%
HK$141,440
baseline
▲ 0.50% · 4.625%
HK$150,046
+HK$8,606/mo
Deposit HK$29.18M · loan HK$29.18M · min. income ≈ HK$282,880/mo (50% DSR)
Upfront cash ≈ HK$31.66M (deposit + AVD stamp duty HK$2,480,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,065
−HK$8,000/mo
▼ 0.25% · 3.875%
HK$152,036
−HK$4,029/mo
Today · 4.125%
HK$156,065
baseline
▲ 0.50% · 4.625%
HK$164,291
+HK$8,226/mo
Deposit HK$29.18M · loan HK$29.18M · min. income ≈ HK$312,130/mo (50% DSR)
Upfront cash ≈ HK$31.66M (deposit + AVD stamp duty HK$2,480,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,712
−HK$10,016/mo
▼ 0.25% · 3.875%
HK$164,680
−HK$5,048/mo
Today · 4.125%
HK$169,728
baseline
▲ 0.50% · 4.625%
HK$180,055
+HK$10,327/mo
Deposit HK$23.35M · loan HK$35.02M · min. income ≈ HK$339,456/mo (50% DSR)
Upfront cash ≈ HK$25.83M (deposit + AVD stamp duty HK$2,480,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,679
−HK$9,599/mo
▼ 0.25% · 3.875%
HK$182,444
−HK$4,834/mo
Today · 4.125%
HK$187,278
baseline
▲ 0.50% · 4.625%
HK$197,150
+HK$9,872/mo
Deposit HK$23.35M · loan HK$35.02M · min. income ≈ HK$374,556/mo (50% DSR)
Upfront cash ≈ HK$25.83M (deposit + AVD stamp duty HK$2,480,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,331
−HK$11,685/mo
▼ 0.25% · 3.875%
HK$192,127
−HK$5,889/mo
Today · 4.125%
HK$198,016
baseline
▲ 0.50% · 4.625%
HK$210,065
+HK$12,049/mo
Deposit HK$17.51M · loan HK$40.86M · min. income ≈ HK$396,032/mo (50% DSR)
Upfront cash ≈ HK$19.99M (deposit + AVD stamp duty HK$2,480,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,292
−HK$11,199/mo
▼ 0.25% · 3.875%
HK$212,851
−HK$5,640/mo
Today · 4.125%
HK$218,491
baseline
▲ 0.50% · 4.625%
HK$230,008
+HK$11,517/mo
Deposit HK$17.51M · loan HK$40.86M · min. income ≈ HK$436,982/mo (50% DSR)
Upfront cash ≈ HK$19.99M (deposit + AVD stamp duty HK$2,480,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,569
−HK$15,023/mo
▼ 0.25% · 3.875%
HK$247,021
−HK$7,571/mo
Today · 4.125%
HK$254,592
baseline
▲ 0.50% · 4.625%
HK$270,083
+HK$15,491/mo
Deposit HK$5.84M · loan HK$52.53M · min. income ≈ HK$509,184/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$2,480,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,518
−HK$14,399/mo
▼ 0.25% · 3.875%
HK$273,666
−HK$7,251/mo
Today · 4.125%
HK$280,917
baseline
▲ 0.50% · 4.625%
HK$295,724
+HK$14,807/mo
Deposit HK$5.84M · loan HK$52.53M · min. income ≈ HK$561,834/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$2,480,635 · Scale 2, in force from 26 Feb 2026)