LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,100
−HK$8,347/mo
▼ 0.25% · 3.875%
HK$137,240
−HK$4,207/mo
Today · 4.125%
HK$141,447
baseline
▲ 0.50% · 4.625%
HK$150,053
+HK$8,606/mo
Deposit HK$29.19M · loan HK$29.19M · min. income ≈ HK$282,894/mo (50% DSR)
Upfront cash ≈ HK$31.67M (deposit + AVD stamp duty HK$2,480,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,073
−HK$8,000/mo
▼ 0.25% · 3.875%
HK$152,044
−HK$4,029/mo
Today · 4.125%
HK$156,073
baseline
▲ 0.50% · 4.625%
HK$164,299
+HK$8,226/mo
Deposit HK$29.19M · loan HK$29.19M · min. income ≈ HK$312,146/mo (50% DSR)
Upfront cash ≈ HK$31.67M (deposit + AVD stamp duty HK$2,480,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,720
−HK$10,016/mo
▼ 0.25% · 3.875%
HK$164,688
−HK$5,048/mo
Today · 4.125%
HK$169,736
baseline
▲ 0.50% · 4.625%
HK$180,064
+HK$10,328/mo
Deposit HK$23.35M · loan HK$35.02M · min. income ≈ HK$339,472/mo (50% DSR)
Upfront cash ≈ HK$25.83M (deposit + AVD stamp duty HK$2,480,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,687
−HK$9,600/mo
▼ 0.25% · 3.875%
HK$182,453
−HK$4,834/mo
Today · 4.125%
HK$187,287
baseline
▲ 0.50% · 4.625%
HK$197,159
+HK$9,872/mo
Deposit HK$23.35M · loan HK$35.02M · min. income ≈ HK$374,574/mo (50% DSR)
Upfront cash ≈ HK$25.83M (deposit + AVD stamp duty HK$2,480,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,340
−HK$11,685/mo
▼ 0.25% · 3.875%
HK$192,137
−HK$5,888/mo
Today · 4.125%
HK$198,025
baseline
▲ 0.50% · 4.625%
HK$210,075
+HK$12,050/mo
Deposit HK$17.51M · loan HK$40.86M · min. income ≈ HK$396,050/mo (50% DSR)
Upfront cash ≈ HK$19.99M (deposit + AVD stamp duty HK$2,480,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,302
−HK$11,200/mo
▼ 0.25% · 3.875%
HK$212,861
−HK$5,641/mo
Today · 4.125%
HK$218,502
baseline
▲ 0.50% · 4.625%
HK$230,019
+HK$11,517/mo
Deposit HK$17.51M · loan HK$40.86M · min. income ≈ HK$437,004/mo (50% DSR)
Upfront cash ≈ HK$19.99M (deposit + AVD stamp duty HK$2,480,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,580
−HK$15,024/mo
▼ 0.25% · 3.875%
HK$247,033
−HK$7,571/mo
Today · 4.125%
HK$254,604
baseline
▲ 0.50% · 4.625%
HK$270,096
+HK$15,492/mo
Deposit HK$5.84M · loan HK$52.53M · min. income ≈ HK$509,208/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$2,480,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,531
−HK$14,400/mo
▼ 0.25% · 3.875%
HK$273,679
−HK$7,252/mo
Today · 4.125%
HK$280,931
baseline
▲ 0.50% · 4.625%
HK$295,739
+HK$14,808/mo
Deposit HK$5.84M · loan HK$52.53M · min. income ≈ HK$561,862/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$2,480,756 · Scale 2, in force from 26 Feb 2026)