LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,314
−HK$835/mo
▼ 0.25% · 3.875%
HK$13,728
−HK$421/mo
Today · 4.125%
HK$14,149
baseline
▲ 0.50% · 4.625%
HK$15,009
+HK$860/mo
Deposit HK$2.92M · loan HK$2.92M · min. income ≈ HK$28,298/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$131,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,811
−HK$800/mo
▼ 0.25% · 3.875%
HK$15,208
−HK$403/mo
Today · 4.125%
HK$15,611
baseline
▲ 0.50% · 4.625%
HK$16,434
+HK$823/mo
Deposit HK$2.92M · loan HK$2.92M · min. income ≈ HK$31,222/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$131,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,976
−HK$1,002/mo
▼ 0.25% · 3.875%
HK$16,473
−HK$505/mo
Today · 4.125%
HK$16,978
baseline
▲ 0.50% · 4.625%
HK$18,011
+HK$1,033/mo
Deposit HK$2.34M · loan HK$3.50M · min. income ≈ HK$33,956/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$131,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,774
−HK$960/mo
▼ 0.25% · 3.875%
HK$18,250
−HK$484/mo
Today · 4.125%
HK$18,734
baseline
▲ 0.50% · 4.625%
HK$19,721
+HK$987/mo
Deposit HK$2.34M · loan HK$3.50M · min. income ≈ HK$37,468/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$131,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,639
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$19,219
−HK$589/mo
Today · 4.125%
HK$19,808
baseline
▲ 0.50% · 4.625%
HK$21,013
+HK$1,205/mo
Deposit HK$1.75M · loan HK$4.09M · min. income ≈ HK$39,616/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$131,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,736
−HK$1,120/mo
▼ 0.25% · 3.875%
HK$21,292
−HK$564/mo
Today · 4.125%
HK$21,856
baseline
▲ 0.50% · 4.625%
HK$23,008
+HK$1,152/mo
Deposit HK$1.75M · loan HK$4.09M · min. income ≈ HK$43,712/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$131,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,965
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$24,710
−HK$757/mo
Today · 4.125%
HK$25,467
baseline
▲ 0.50% · 4.625%
HK$27,017
+HK$1,550/mo
Deposit HK$584K · loan HK$5.25M · min. income ≈ HK$50,934/mo (50% DSR)
Upfront cash ≈ HK$715K (deposit + AVD stamp duty HK$131,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,660
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$27,375
−HK$726/mo
Today · 4.125%
HK$28,101
baseline
▲ 0.50% · 4.625%
HK$29,582
+HK$1,481/mo
Deposit HK$584K · loan HK$5.25M · min. income ≈ HK$56,202/mo (50% DSR)
Upfront cash ≈ HK$715K (deposit + AVD stamp duty HK$131,370 · Scale 2, in force from 26 Feb 2026)