LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,144
−HK$8,349/mo
▼ 0.25% · 3.875%
HK$137,285
−HK$4,208/mo
Today · 4.125%
HK$141,493
baseline
▲ 0.50% · 4.625%
HK$150,102
+HK$8,609/mo
Deposit HK$29.19M · loan HK$29.19M · min. income ≈ HK$282,986/mo (50% DSR)
Upfront cash ≈ HK$31.68M (deposit + AVD stamp duty HK$2,481,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,121
−HK$8,002/mo
▼ 0.25% · 3.875%
HK$152,094
−HK$4,029/mo
Today · 4.125%
HK$156,123
baseline
▲ 0.50% · 4.625%
HK$164,353
+HK$8,230/mo
Deposit HK$29.19M · loan HK$29.19M · min. income ≈ HK$312,246/mo (50% DSR)
Upfront cash ≈ HK$31.68M (deposit + AVD stamp duty HK$2,481,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,772
−HK$10,020/mo
▼ 0.25% · 3.875%
HK$164,742
−HK$5,050/mo
Today · 4.125%
HK$169,792
baseline
▲ 0.50% · 4.625%
HK$180,123
+HK$10,331/mo
Deposit HK$23.36M · loan HK$35.03M · min. income ≈ HK$339,584/mo (50% DSR)
Upfront cash ≈ HK$25.84M (deposit + AVD stamp duty HK$2,481,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,745
−HK$9,603/mo
▼ 0.25% · 3.875%
HK$182,512
−HK$4,836/mo
Today · 4.125%
HK$187,348
baseline
▲ 0.50% · 4.625%
HK$197,224
+HK$9,876/mo
Deposit HK$23.36M · loan HK$35.03M · min. income ≈ HK$374,696/mo (50% DSR)
Upfront cash ≈ HK$25.84M (deposit + AVD stamp duty HK$2,481,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,401
−HK$11,689/mo
▼ 0.25% · 3.875%
HK$192,199
−HK$5,891/mo
Today · 4.125%
HK$198,090
baseline
▲ 0.50% · 4.625%
HK$210,143
+HK$12,053/mo
Deposit HK$17.52M · loan HK$40.87M · min. income ≈ HK$396,180/mo (50% DSR)
Upfront cash ≈ HK$20.00M (deposit + AVD stamp duty HK$2,481,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,369
−HK$11,204/mo
▼ 0.25% · 3.875%
HK$212,931
−HK$5,642/mo
Today · 4.125%
HK$218,573
baseline
▲ 0.50% · 4.625%
HK$230,094
+HK$11,521/mo
Deposit HK$17.52M · loan HK$40.87M · min. income ≈ HK$437,146/mo (50% DSR)
Upfront cash ≈ HK$20.00M (deposit + AVD stamp duty HK$2,481,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,659
−HK$15,028/mo
▼ 0.25% · 3.875%
HK$247,113
−HK$7,574/mo
Today · 4.125%
HK$254,687
baseline
▲ 0.50% · 4.625%
HK$270,184
+HK$15,497/mo
Deposit HK$5.84M · loan HK$52.55M · min. income ≈ HK$509,374/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$2,481,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,618
−HK$14,404/mo
▼ 0.25% · 3.875%
HK$273,768
−HK$7,254/mo
Today · 4.125%
HK$281,022
baseline
▲ 0.50% · 4.625%
HK$295,835
+HK$14,813/mo
Deposit HK$5.84M · loan HK$52.55M · min. income ≈ HK$562,044/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$2,481,566 · Scale 2, in force from 26 Feb 2026)