LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,317
−HK$835/mo
▼ 0.25% · 3.875%
HK$13,731
−HK$421/mo
Today · 4.125%
HK$14,152
baseline
▲ 0.50% · 4.625%
HK$15,013
+HK$861/mo
Deposit HK$2.92M · loan HK$2.92M · min. income ≈ HK$28,304/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$131,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,815
−HK$800/mo
▼ 0.25% · 3.875%
HK$15,212
−HK$403/mo
Today · 4.125%
HK$15,615
baseline
▲ 0.50% · 4.625%
HK$16,438
+HK$823/mo
Deposit HK$2.92M · loan HK$2.92M · min. income ≈ HK$31,230/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$131,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,980
−HK$1,002/mo
▼ 0.25% · 3.875%
HK$16,477
−HK$505/mo
Today · 4.125%
HK$16,982
baseline
▲ 0.50% · 4.625%
HK$18,016
+HK$1,034/mo
Deposit HK$2.34M · loan HK$3.50M · min. income ≈ HK$33,964/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$131,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,778
−HK$960/mo
▼ 0.25% · 3.875%
HK$18,255
−HK$483/mo
Today · 4.125%
HK$18,738
baseline
▲ 0.50% · 4.625%
HK$19,726
+HK$988/mo
Deposit HK$2.34M · loan HK$3.50M · min. income ≈ HK$37,476/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$131,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,644
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$19,224
−HK$589/mo
Today · 4.125%
HK$19,813
baseline
▲ 0.50% · 4.625%
HK$21,018
+HK$1,205/mo
Deposit HK$1.75M · loan HK$4.09M · min. income ≈ HK$39,626/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$131,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,741
−HK$1,120/mo
▼ 0.25% · 3.875%
HK$21,297
−HK$564/mo
Today · 4.125%
HK$21,861
baseline
▲ 0.50% · 4.625%
HK$23,014
+HK$1,153/mo
Deposit HK$1.75M · loan HK$4.09M · min. income ≈ HK$43,722/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$131,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,970
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$24,716
−HK$758/mo
Today · 4.125%
HK$25,474
baseline
▲ 0.50% · 4.625%
HK$27,024
+HK$1,550/mo
Deposit HK$584K · loan HK$5.26M · min. income ≈ HK$50,948/mo (50% DSR)
Upfront cash ≈ HK$715K (deposit + AVD stamp duty HK$131,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,667
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$27,382
−HK$726/mo
Today · 4.125%
HK$28,108
baseline
▲ 0.50% · 4.625%
HK$29,589
+HK$1,481/mo
Deposit HK$584K · loan HK$5.26M · min. income ≈ HK$56,216/mo (50% DSR)
Upfront cash ≈ HK$715K (deposit + AVD stamp duty HK$131,402 · Scale 2, in force from 26 Feb 2026)