LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,195
−HK$8,352/mo
▼ 0.25% · 3.875%
HK$137,338
−HK$4,209/mo
Today · 4.125%
HK$141,547
baseline
▲ 0.50% · 4.625%
HK$150,160
+HK$8,613/mo
Deposit HK$29.21M · loan HK$29.21M · min. income ≈ HK$283,094/mo (50% DSR)
Upfront cash ≈ HK$31.69M (deposit + AVD stamp duty HK$2,482,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,178
−HK$8,006/mo
▼ 0.25% · 3.875%
HK$152,152
−HK$4,032/mo
Today · 4.125%
HK$156,184
baseline
▲ 0.50% · 4.625%
HK$164,416
+HK$8,232/mo
Deposit HK$29.21M · loan HK$29.21M · min. income ≈ HK$312,368/mo (50% DSR)
Upfront cash ≈ HK$31.69M (deposit + AVD stamp duty HK$2,482,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,834
−HK$10,023/mo
▼ 0.25% · 3.875%
HK$164,806
−HK$5,051/mo
Today · 4.125%
HK$169,857
baseline
▲ 0.50% · 4.625%
HK$180,192
+HK$10,335/mo
Deposit HK$23.36M · loan HK$35.05M · min. income ≈ HK$339,714/mo (50% DSR)
Upfront cash ≈ HK$25.85M (deposit + AVD stamp duty HK$2,482,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,814
−HK$9,606/mo
▼ 0.25% · 3.875%
HK$182,582
−HK$4,838/mo
Today · 4.125%
HK$187,420
baseline
▲ 0.50% · 4.625%
HK$197,300
+HK$9,880/mo
Deposit HK$23.36M · loan HK$35.05M · min. income ≈ HK$374,840/mo (50% DSR)
Upfront cash ≈ HK$25.85M (deposit + AVD stamp duty HK$2,482,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,473
−HK$11,693/mo
▼ 0.25% · 3.875%
HK$192,273
−HK$5,893/mo
Today · 4.125%
HK$198,166
baseline
▲ 0.50% · 4.625%
HK$210,224
+HK$12,058/mo
Deposit HK$17.52M · loan HK$40.89M · min. income ≈ HK$396,332/mo (50% DSR)
Upfront cash ≈ HK$20.01M (deposit + AVD stamp duty HK$2,482,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,449
−HK$11,208/mo
▼ 0.25% · 3.875%
HK$213,013
−HK$5,644/mo
Today · 4.125%
HK$218,657
baseline
▲ 0.50% · 4.625%
HK$230,183
+HK$11,526/mo
Deposit HK$17.52M · loan HK$40.89M · min. income ≈ HK$437,314/mo (50% DSR)
Upfront cash ≈ HK$20.01M (deposit + AVD stamp duty HK$2,482,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,751
−HK$15,034/mo
▼ 0.25% · 3.875%
HK$247,208
−HK$7,577/mo
Today · 4.125%
HK$254,785
baseline
▲ 0.50% · 4.625%
HK$270,288
+HK$15,503/mo
Deposit HK$5.84M · loan HK$52.57M · min. income ≈ HK$509,570/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$2,482,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,720
−HK$14,410/mo
▼ 0.25% · 3.875%
HK$273,874
−HK$7,256/mo
Today · 4.125%
HK$281,130
baseline
▲ 0.50% · 4.625%
HK$295,949
+HK$14,819/mo
Deposit HK$5.84M · loan HK$52.57M · min. income ≈ HK$562,260/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$2,482,521 · Scale 2, in force from 26 Feb 2026)