LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,320
−HK$835/mo
▼ 0.25% · 3.875%
HK$13,734
−HK$421/mo
Today · 4.125%
HK$14,155
baseline
▲ 0.50% · 4.625%
HK$15,016
+HK$861/mo
Deposit HK$2.92M · loan HK$2.92M · min. income ≈ HK$28,310/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$131,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,818
−HK$800/mo
▼ 0.25% · 3.875%
HK$15,215
−HK$403/mo
Today · 4.125%
HK$15,618
baseline
▲ 0.50% · 4.625%
HK$16,442
+HK$824/mo
Deposit HK$2.92M · loan HK$2.92M · min. income ≈ HK$31,236/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$131,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,983
−HK$1,003/mo
▼ 0.25% · 3.875%
HK$16,481
−HK$505/mo
Today · 4.125%
HK$16,986
baseline
▲ 0.50% · 4.625%
HK$18,019
+HK$1,033/mo
Deposit HK$2.34M · loan HK$3.50M · min. income ≈ HK$33,972/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$131,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,781
−HK$961/mo
▼ 0.25% · 3.875%
HK$18,258
−HK$484/mo
Today · 4.125%
HK$18,742
baseline
▲ 0.50% · 4.625%
HK$19,730
+HK$988/mo
Deposit HK$2.34M · loan HK$3.50M · min. income ≈ HK$37,484/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$131,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,647
−HK$1,170/mo
▼ 0.25% · 3.875%
HK$19,227
−HK$590/mo
Today · 4.125%
HK$19,817
baseline
▲ 0.50% · 4.625%
HK$21,023
+HK$1,206/mo
Deposit HK$1.75M · loan HK$4.09M · min. income ≈ HK$39,634/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$131,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,745
−HK$1,121/mo
▼ 0.25% · 3.875%
HK$21,301
−HK$565/mo
Today · 4.125%
HK$21,866
baseline
▲ 0.50% · 4.625%
HK$23,018
+HK$1,152/mo
Deposit HK$1.75M · loan HK$4.09M · min. income ≈ HK$43,732/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$131,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,975
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$24,721
−HK$758/mo
Today · 4.125%
HK$25,479
baseline
▲ 0.50% · 4.625%
HK$27,029
+HK$1,550/mo
Deposit HK$584K · loan HK$5.26M · min. income ≈ HK$50,958/mo (50% DSR)
Upfront cash ≈ HK$716K (deposit + AVD stamp duty HK$131,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,672
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$27,388
−HK$725/mo
Today · 4.125%
HK$28,113
baseline
▲ 0.50% · 4.625%
HK$29,595
+HK$1,482/mo
Deposit HK$584K · loan HK$5.26M · min. income ≈ HK$56,226/mo (50% DSR)
Upfront cash ≈ HK$716K (deposit + AVD stamp duty HK$131,429 · Scale 2, in force from 26 Feb 2026)