LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,204
−HK$8,354/mo
▼ 0.25% · 3.875%
HK$137,348
−HK$4,210/mo
Today · 4.125%
HK$141,558
baseline
▲ 0.50% · 4.625%
HK$150,171
+HK$8,613/mo
Deposit HK$29.21M · loan HK$29.21M · min. income ≈ HK$283,116/mo (50% DSR)
Upfront cash ≈ HK$31.69M (deposit + AVD stamp duty HK$2,482,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,189
−HK$8,006/mo
▼ 0.25% · 3.875%
HK$152,163
−HK$4,032/mo
Today · 4.125%
HK$156,195
baseline
▲ 0.50% · 4.625%
HK$164,428
+HK$8,233/mo
Deposit HK$29.21M · loan HK$29.21M · min. income ≈ HK$312,390/mo (50% DSR)
Upfront cash ≈ HK$31.69M (deposit + AVD stamp duty HK$2,482,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,845
−HK$10,024/mo
▼ 0.25% · 3.875%
HK$164,817
−HK$5,052/mo
Today · 4.125%
HK$169,869
baseline
▲ 0.50% · 4.625%
HK$180,205
+HK$10,336/mo
Deposit HK$23.37M · loan HK$35.05M · min. income ≈ HK$339,738/mo (50% DSR)
Upfront cash ≈ HK$25.85M (deposit + AVD stamp duty HK$2,482,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,826
−HK$9,608/mo
▼ 0.25% · 3.875%
HK$182,596
−HK$4,838/mo
Today · 4.125%
HK$187,434
baseline
▲ 0.50% · 4.625%
HK$197,314
+HK$9,880/mo
Deposit HK$23.37M · loan HK$35.05M · min. income ≈ HK$374,868/mo (50% DSR)
Upfront cash ≈ HK$25.85M (deposit + AVD stamp duty HK$2,482,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,486
−HK$11,695/mo
▼ 0.25% · 3.875%
HK$192,287
−HK$5,894/mo
Today · 4.125%
HK$198,181
baseline
▲ 0.50% · 4.625%
HK$210,239
+HK$12,058/mo
Deposit HK$17.52M · loan HK$40.89M · min. income ≈ HK$396,362/mo (50% DSR)
Upfront cash ≈ HK$20.01M (deposit + AVD stamp duty HK$2,482,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,464
−HK$11,209/mo
▼ 0.25% · 3.875%
HK$213,028
−HK$5,645/mo
Today · 4.125%
HK$218,673
baseline
▲ 0.50% · 4.625%
HK$230,199
+HK$11,526/mo
Deposit HK$17.52M · loan HK$40.89M · min. income ≈ HK$437,346/mo (50% DSR)
Upfront cash ≈ HK$20.01M (deposit + AVD stamp duty HK$2,482,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,768
−HK$15,036/mo
▼ 0.25% · 3.875%
HK$247,226
−HK$7,578/mo
Today · 4.125%
HK$254,804
baseline
▲ 0.50% · 4.625%
HK$270,308
+HK$15,504/mo
Deposit HK$5.84M · loan HK$52.57M · min. income ≈ HK$509,608/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$2,482,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,740
−HK$14,411/mo
▼ 0.25% · 3.875%
HK$273,893
−HK$7,258/mo
Today · 4.125%
HK$281,151
baseline
▲ 0.50% · 4.625%
HK$295,971
+HK$14,820/mo
Deposit HK$5.84M · loan HK$52.57M · min. income ≈ HK$562,302/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$2,482,700 · Scale 2, in force from 26 Feb 2026)