LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,322
−HK$835/mo
▼ 0.25% · 3.875%
HK$13,736
−HK$421/mo
Today · 4.125%
HK$14,157
baseline
▲ 0.50% · 4.625%
HK$15,019
+HK$862/mo
Deposit HK$2.92M · loan HK$2.92M · min. income ≈ HK$28,314/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$131,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,820
−HK$801/mo
▼ 0.25% · 3.875%
HK$15,218
−HK$403/mo
Today · 4.125%
HK$15,621
baseline
▲ 0.50% · 4.625%
HK$16,444
+HK$823/mo
Deposit HK$2.92M · loan HK$2.92M · min. income ≈ HK$31,242/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$131,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,986
−HK$1,003/mo
▼ 0.25% · 3.875%
HK$16,483
−HK$506/mo
Today · 4.125%
HK$16,989
baseline
▲ 0.50% · 4.625%
HK$18,022
+HK$1,033/mo
Deposit HK$2.34M · loan HK$3.51M · min. income ≈ HK$33,978/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$131,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,784
−HK$961/mo
▼ 0.25% · 3.875%
HK$18,261
−HK$484/mo
Today · 4.125%
HK$18,745
baseline
▲ 0.50% · 4.625%
HK$19,733
+HK$988/mo
Deposit HK$2.34M · loan HK$3.51M · min. income ≈ HK$37,490/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$131,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,651
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$19,231
−HK$589/mo
Today · 4.125%
HK$19,820
baseline
▲ 0.50% · 4.625%
HK$21,026
+HK$1,206/mo
Deposit HK$1.75M · loan HK$4.09M · min. income ≈ HK$39,640/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$131,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,749
−HK$1,121/mo
▼ 0.25% · 3.875%
HK$21,305
−HK$565/mo
Today · 4.125%
HK$21,870
baseline
▲ 0.50% · 4.625%
HK$23,022
+HK$1,152/mo
Deposit HK$1.75M · loan HK$4.09M · min. income ≈ HK$43,740/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$131,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,979
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$24,725
−HK$758/mo
Today · 4.125%
HK$25,483
baseline
▲ 0.50% · 4.625%
HK$27,034
+HK$1,551/mo
Deposit HK$584K · loan HK$5.26M · min. income ≈ HK$50,966/mo (50% DSR)
Upfront cash ≈ HK$716K (deposit + AVD stamp duty HK$131,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,677
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$27,392
−HK$726/mo
Today · 4.125%
HK$28,118
baseline
▲ 0.50% · 4.625%
HK$29,600
+HK$1,482/mo
Deposit HK$584K · loan HK$5.26M · min. income ≈ HK$56,236/mo (50% DSR)
Upfront cash ≈ HK$716K (deposit + AVD stamp duty HK$131,451 · Scale 2, in force from 26 Feb 2026)