LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,230
−HK$8,355/mo
▼ 0.25% · 3.875%
HK$137,374
−HK$4,211/mo
Today · 4.125%
HK$141,585
baseline
▲ 0.50% · 4.625%
HK$150,200
+HK$8,615/mo
Deposit HK$29.21M · loan HK$29.21M · min. income ≈ HK$283,170/mo (50% DSR)
Upfront cash ≈ HK$31.70M (deposit + AVD stamp duty HK$2,483,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,217
−HK$8,008/mo
▼ 0.25% · 3.875%
HK$152,192
−HK$4,033/mo
Today · 4.125%
HK$156,225
baseline
▲ 0.50% · 4.625%
HK$164,459
+HK$8,234/mo
Deposit HK$29.21M · loan HK$29.21M · min. income ≈ HK$312,450/mo (50% DSR)
Upfront cash ≈ HK$31.70M (deposit + AVD stamp duty HK$2,483,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,876
−HK$10,026/mo
▼ 0.25% · 3.875%
HK$164,849
−HK$5,053/mo
Today · 4.125%
HK$169,902
baseline
▲ 0.50% · 4.625%
HK$180,240
+HK$10,338/mo
Deposit HK$23.37M · loan HK$35.06M · min. income ≈ HK$339,804/mo (50% DSR)
Upfront cash ≈ HK$25.85M (deposit + AVD stamp duty HK$2,483,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,860
−HK$9,610/mo
▼ 0.25% · 3.875%
HK$182,630
−HK$4,840/mo
Today · 4.125%
HK$187,470
baseline
▲ 0.50% · 4.625%
HK$197,351
+HK$9,881/mo
Deposit HK$23.37M · loan HK$35.06M · min. income ≈ HK$374,940/mo (50% DSR)
Upfront cash ≈ HK$25.85M (deposit + AVD stamp duty HK$2,483,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,522
−HK$11,696/mo
▼ 0.25% · 3.875%
HK$192,324
−HK$5,894/mo
Today · 4.125%
HK$198,218
baseline
▲ 0.50% · 4.625%
HK$210,280
+HK$12,062/mo
Deposit HK$17.53M · loan HK$40.90M · min. income ≈ HK$396,436/mo (50% DSR)
Upfront cash ≈ HK$20.01M (deposit + AVD stamp duty HK$2,483,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,504
−HK$11,211/mo
▼ 0.25% · 3.875%
HK$213,069
−HK$5,646/mo
Today · 4.125%
HK$218,715
baseline
▲ 0.50% · 4.625%
HK$230,243
+HK$11,528/mo
Deposit HK$17.53M · loan HK$40.90M · min. income ≈ HK$437,430/mo (50% DSR)
Upfront cash ≈ HK$20.01M (deposit + AVD stamp duty HK$2,483,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,814
−HK$15,038/mo
▼ 0.25% · 3.875%
HK$247,273
−HK$7,579/mo
Today · 4.125%
HK$254,852
baseline
▲ 0.50% · 4.625%
HK$270,359
+HK$15,507/mo
Deposit HK$5.84M · loan HK$52.58M · min. income ≈ HK$509,704/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$2,483,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,791
−HK$14,413/mo
▼ 0.25% · 3.875%
HK$273,946
−HK$7,258/mo
Today · 4.125%
HK$281,204
baseline
▲ 0.50% · 4.625%
HK$296,027
+HK$14,823/mo
Deposit HK$5.84M · loan HK$52.58M · min. income ≈ HK$562,408/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$2,483,174 · Scale 2, in force from 26 Feb 2026)