LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,249
−HK$8,356/mo
▼ 0.25% · 3.875%
HK$137,394
−HK$4,211/mo
Today · 4.125%
HK$141,605
baseline
▲ 0.50% · 4.625%
HK$150,221
+HK$8,616/mo
Deposit HK$29.22M · loan HK$29.22M · min. income ≈ HK$283,210/mo (50% DSR)
Upfront cash ≈ HK$31.70M (deposit + AVD stamp duty HK$2,483,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,238
−HK$8,009/mo
▼ 0.25% · 3.875%
HK$152,214
−HK$4,033/mo
Today · 4.125%
HK$156,247
baseline
▲ 0.50% · 4.625%
HK$164,483
+HK$8,236/mo
Deposit HK$29.22M · loan HK$29.22M · min. income ≈ HK$312,494/mo (50% DSR)
Upfront cash ≈ HK$31.70M (deposit + AVD stamp duty HK$2,483,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,899
−HK$10,027/mo
▼ 0.25% · 3.875%
HK$164,873
−HK$5,053/mo
Today · 4.125%
HK$169,926
baseline
▲ 0.50% · 4.625%
HK$180,266
+HK$10,340/mo
Deposit HK$23.37M · loan HK$35.06M · min. income ≈ HK$339,852/mo (50% DSR)
Upfront cash ≈ HK$25.86M (deposit + AVD stamp duty HK$2,483,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,886
−HK$9,611/mo
▼ 0.25% · 3.875%
HK$182,657
−HK$4,840/mo
Today · 4.125%
HK$187,497
baseline
▲ 0.50% · 4.625%
HK$197,380
+HK$9,883/mo
Deposit HK$23.37M · loan HK$35.06M · min. income ≈ HK$374,994/mo (50% DSR)
Upfront cash ≈ HK$25.86M (deposit + AVD stamp duty HK$2,483,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,549
−HK$11,698/mo
▼ 0.25% · 3.875%
HK$192,351
−HK$5,896/mo
Today · 4.125%
HK$198,247
baseline
▲ 0.50% · 4.625%
HK$210,310
+HK$12,063/mo
Deposit HK$17.53M · loan HK$40.91M · min. income ≈ HK$396,494/mo (50% DSR)
Upfront cash ≈ HK$20.01M (deposit + AVD stamp duty HK$2,483,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,534
−HK$11,212/mo
▼ 0.25% · 3.875%
HK$213,100
−HK$5,646/mo
Today · 4.125%
HK$218,746
baseline
▲ 0.50% · 4.625%
HK$230,276
+HK$11,530/mo
Deposit HK$17.53M · loan HK$40.91M · min. income ≈ HK$437,492/mo (50% DSR)
Upfront cash ≈ HK$20.01M (deposit + AVD stamp duty HK$2,483,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,848
−HK$15,041/mo
▼ 0.25% · 3.875%
HK$247,309
−HK$7,580/mo
Today · 4.125%
HK$254,889
baseline
▲ 0.50% · 4.625%
HK$270,398
+HK$15,509/mo
Deposit HK$5.84M · loan HK$52.59M · min. income ≈ HK$509,778/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$2,483,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,829
−HK$14,416/mo
▼ 0.25% · 3.875%
HK$273,985
−HK$7,260/mo
Today · 4.125%
HK$281,245
baseline
▲ 0.50% · 4.625%
HK$296,070
+HK$14,825/mo
Deposit HK$5.84M · loan HK$52.59M · min. income ≈ HK$562,490/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$2,483,532 · Scale 2, in force from 26 Feb 2026)