LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,261
−HK$8,357/mo
▼ 0.25% · 3.875%
HK$137,407
−HK$4,211/mo
Today · 4.125%
HK$141,618
baseline
▲ 0.50% · 4.625%
HK$150,235
+HK$8,617/mo
Deposit HK$29.22M · loan HK$29.22M · min. income ≈ HK$283,236/mo (50% DSR)
Upfront cash ≈ HK$31.70M (deposit + AVD stamp duty HK$2,483,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,252
−HK$8,010/mo
▼ 0.25% · 3.875%
HK$152,228
−HK$4,034/mo
Today · 4.125%
HK$156,262
baseline
▲ 0.50% · 4.625%
HK$164,498
+HK$8,236/mo
Deposit HK$29.22M · loan HK$29.22M · min. income ≈ HK$312,524/mo (50% DSR)
Upfront cash ≈ HK$31.70M (deposit + AVD stamp duty HK$2,483,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,914
−HK$10,028/mo
▼ 0.25% · 3.875%
HK$164,888
−HK$5,054/mo
Today · 4.125%
HK$169,942
baseline
▲ 0.50% · 4.625%
HK$180,282
+HK$10,340/mo
Deposit HK$23.38M · loan HK$35.06M · min. income ≈ HK$339,884/mo (50% DSR)
Upfront cash ≈ HK$25.86M (deposit + AVD stamp duty HK$2,483,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,902
−HK$9,612/mo
▼ 0.25% · 3.875%
HK$182,674
−HK$4,840/mo
Today · 4.125%
HK$187,514
baseline
▲ 0.50% · 4.625%
HK$197,398
+HK$9,884/mo
Deposit HK$23.38M · loan HK$35.06M · min. income ≈ HK$375,028/mo (50% DSR)
Upfront cash ≈ HK$25.86M (deposit + AVD stamp duty HK$2,483,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,566
−HK$11,699/mo
▼ 0.25% · 3.875%
HK$192,369
−HK$5,896/mo
Today · 4.125%
HK$198,265
baseline
▲ 0.50% · 4.625%
HK$210,329
+HK$12,064/mo
Deposit HK$17.53M · loan HK$40.91M · min. income ≈ HK$396,530/mo (50% DSR)
Upfront cash ≈ HK$20.02M (deposit + AVD stamp duty HK$2,483,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,553
−HK$11,213/mo
▼ 0.25% · 3.875%
HK$213,119
−HK$5,647/mo
Today · 4.125%
HK$218,766
baseline
▲ 0.50% · 4.625%
HK$230,298
+HK$11,532/mo
Deposit HK$17.53M · loan HK$40.91M · min. income ≈ HK$437,532/mo (50% DSR)
Upfront cash ≈ HK$20.02M (deposit + AVD stamp duty HK$2,483,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,871
−HK$15,042/mo
▼ 0.25% · 3.875%
HK$247,332
−HK$7,581/mo
Today · 4.125%
HK$254,913
baseline
▲ 0.50% · 4.625%
HK$270,423
+HK$15,510/mo
Deposit HK$5.84M · loan HK$52.60M · min. income ≈ HK$509,826/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$2,483,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,854
−HK$14,417/mo
▼ 0.25% · 3.875%
HK$274,011
−HK$7,260/mo
Today · 4.125%
HK$281,271
baseline
▲ 0.50% · 4.625%
HK$296,097
+HK$14,826/mo
Deposit HK$5.84M · loan HK$52.60M · min. income ≈ HK$562,542/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$2,483,762 · Scale 2, in force from 26 Feb 2026)