LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,327
−HK$836/mo
▼ 0.25% · 3.875%
HK$13,741
−HK$422/mo
Today · 4.125%
HK$14,163
baseline
▲ 0.50% · 4.625%
HK$15,024
+HK$861/mo
Deposit HK$2.92M · loan HK$2.92M · min. income ≈ HK$28,326/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$131,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,826
−HK$801/mo
▼ 0.25% · 3.875%
HK$15,224
−HK$403/mo
Today · 4.125%
HK$15,627
baseline
▲ 0.50% · 4.625%
HK$16,451
+HK$824/mo
Deposit HK$2.92M · loan HK$2.92M · min. income ≈ HK$31,254/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$131,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,992
−HK$1,003/mo
▼ 0.25% · 3.875%
HK$16,490
−HK$505/mo
Today · 4.125%
HK$16,995
baseline
▲ 0.50% · 4.625%
HK$18,029
+HK$1,034/mo
Deposit HK$2.34M · loan HK$3.51M · min. income ≈ HK$33,990/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$131,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,791
−HK$961/mo
▼ 0.25% · 3.875%
HK$18,268
−HK$484/mo
Today · 4.125%
HK$18,752
baseline
▲ 0.50% · 4.625%
HK$19,741
+HK$989/mo
Deposit HK$2.34M · loan HK$3.51M · min. income ≈ HK$37,504/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$131,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,658
−HK$1,170/mo
▼ 0.25% · 3.875%
HK$19,238
−HK$590/mo
Today · 4.125%
HK$19,828
baseline
▲ 0.50% · 4.625%
HK$21,034
+HK$1,206/mo
Deposit HK$1.75M · loan HK$4.09M · min. income ≈ HK$39,656/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$131,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,756
−HK$1,122/mo
▼ 0.25% · 3.875%
HK$21,313
−HK$565/mo
Today · 4.125%
HK$21,878
baseline
▲ 0.50% · 4.625%
HK$23,031
+HK$1,153/mo
Deposit HK$1.75M · loan HK$4.09M · min. income ≈ HK$43,756/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$131,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,988
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$24,735
−HK$758/mo
Today · 4.125%
HK$25,493
baseline
▲ 0.50% · 4.625%
HK$27,044
+HK$1,551/mo
Deposit HK$584K · loan HK$5.26M · min. income ≈ HK$50,986/mo (50% DSR)
Upfront cash ≈ HK$716K (deposit + AVD stamp duty HK$131,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,687
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$27,403
−HK$726/mo
Today · 4.125%
HK$28,129
baseline
▲ 0.50% · 4.625%
HK$29,611
+HK$1,482/mo
Deposit HK$584K · loan HK$5.26M · min. income ≈ HK$56,258/mo (50% DSR)
Upfront cash ≈ HK$716K (deposit + AVD stamp duty HK$131,501 · Scale 2, in force from 26 Feb 2026)