LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,328
−HK$836/mo
▼ 0.25% · 3.875%
HK$13,743
−HK$421/mo
Today · 4.125%
HK$14,164
baseline
▲ 0.50% · 4.625%
HK$15,026
+HK$862/mo
Deposit HK$2.92M · loan HK$2.92M · min. income ≈ HK$28,328/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$131,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,827
−HK$801/mo
▼ 0.25% · 3.875%
HK$15,225
−HK$403/mo
Today · 4.125%
HK$15,628
baseline
▲ 0.50% · 4.625%
HK$16,452
+HK$824/mo
Deposit HK$2.92M · loan HK$2.92M · min. income ≈ HK$31,256/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$131,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,994
−HK$1,003/mo
▼ 0.25% · 3.875%
HK$16,491
−HK$506/mo
Today · 4.125%
HK$16,997
baseline
▲ 0.50% · 4.625%
HK$18,031
+HK$1,034/mo
Deposit HK$2.34M · loan HK$3.51M · min. income ≈ HK$33,994/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$131,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,793
−HK$961/mo
▼ 0.25% · 3.875%
HK$18,270
−HK$484/mo
Today · 4.125%
HK$18,754
baseline
▲ 0.50% · 4.625%
HK$19,743
+HK$989/mo
Deposit HK$2.34M · loan HK$3.51M · min. income ≈ HK$37,508/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$131,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,659
−HK$1,170/mo
▼ 0.25% · 3.875%
HK$19,240
−HK$589/mo
Today · 4.125%
HK$19,829
baseline
▲ 0.50% · 4.625%
HK$21,036
+HK$1,207/mo
Deposit HK$1.75M · loan HK$4.09M · min. income ≈ HK$39,658/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$131,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,758
−HK$1,122/mo
▼ 0.25% · 3.875%
HK$21,315
−HK$565/mo
Today · 4.125%
HK$21,880
baseline
▲ 0.50% · 4.625%
HK$23,033
+HK$1,153/mo
Deposit HK$1.75M · loan HK$4.09M · min. income ≈ HK$43,760/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$131,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,991
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$24,737
−HK$758/mo
Today · 4.125%
HK$25,495
baseline
▲ 0.50% · 4.625%
HK$27,046
+HK$1,551/mo
Deposit HK$584K · loan HK$5.26M · min. income ≈ HK$50,990/mo (50% DSR)
Upfront cash ≈ HK$716K (deposit + AVD stamp duty HK$131,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,689
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$27,405
−HK$726/mo
Today · 4.125%
HK$28,131
baseline
▲ 0.50% · 4.625%
HK$29,614
+HK$1,483/mo
Deposit HK$584K · loan HK$5.26M · min. income ≈ HK$56,262/mo (50% DSR)
Upfront cash ≈ HK$716K (deposit + AVD stamp duty HK$131,513 · Scale 2, in force from 26 Feb 2026)