LTV · monthly repayment
▼ 0.50% · 3.625%
HK$133,282
−HK$8,358/mo
▼ 0.25% · 3.875%
HK$137,428
−HK$4,212/mo
Today · 4.125%
HK$141,640
baseline
▲ 0.50% · 4.625%
HK$150,258
+HK$8,618/mo
Deposit HK$29.23M · loan HK$29.23M · min. income ≈ HK$283,280/mo (50% DSR)
Upfront cash ≈ HK$31.71M (deposit + AVD stamp duty HK$2,484,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,275
−HK$8,011/mo
▼ 0.25% · 3.875%
HK$152,252
−HK$4,034/mo
Today · 4.125%
HK$156,286
baseline
▲ 0.50% · 4.625%
HK$164,524
+HK$8,238/mo
Deposit HK$29.23M · loan HK$29.23M · min. income ≈ HK$312,572/mo (50% DSR)
Upfront cash ≈ HK$31.71M (deposit + AVD stamp duty HK$2,484,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,938
−HK$10,030/mo
▼ 0.25% · 3.875%
HK$164,913
−HK$5,055/mo
Today · 4.125%
HK$169,968
baseline
▲ 0.50% · 4.625%
HK$180,310
+HK$10,342/mo
Deposit HK$23.38M · loan HK$35.07M · min. income ≈ HK$339,936/mo (50% DSR)
Upfront cash ≈ HK$25.86M (deposit + AVD stamp duty HK$2,484,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,930
−HK$9,613/mo
▼ 0.25% · 3.875%
HK$182,702
−HK$4,841/mo
Today · 4.125%
HK$187,543
baseline
▲ 0.50% · 4.625%
HK$197,429
+HK$9,886/mo
Deposit HK$23.38M · loan HK$35.07M · min. income ≈ HK$375,086/mo (50% DSR)
Upfront cash ≈ HK$25.86M (deposit + AVD stamp duty HK$2,484,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,595
−HK$11,701/mo
▼ 0.25% · 3.875%
HK$192,399
−HK$5,897/mo
Today · 4.125%
HK$198,296
baseline
▲ 0.50% · 4.625%
HK$210,362
+HK$12,066/mo
Deposit HK$17.54M · loan HK$40.92M · min. income ≈ HK$396,592/mo (50% DSR)
Upfront cash ≈ HK$20.02M (deposit + AVD stamp duty HK$2,484,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,585
−HK$11,215/mo
▼ 0.25% · 3.875%
HK$213,152
−HK$5,648/mo
Today · 4.125%
HK$218,800
baseline
▲ 0.50% · 4.625%
HK$230,333
+HK$11,533/mo
Deposit HK$17.54M · loan HK$40.92M · min. income ≈ HK$437,600/mo (50% DSR)
Upfront cash ≈ HK$20.02M (deposit + AVD stamp duty HK$2,484,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,908
−HK$15,044/mo
▼ 0.25% · 3.875%
HK$247,370
−HK$7,582/mo
Today · 4.125%
HK$254,952
baseline
▲ 0.50% · 4.625%
HK$270,465
+HK$15,513/mo
Deposit HK$5.85M · loan HK$52.61M · min. income ≈ HK$509,904/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$2,484,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,895
−HK$14,419/mo
▼ 0.25% · 3.875%
HK$274,053
−HK$7,261/mo
Today · 4.125%
HK$281,314
baseline
▲ 0.50% · 4.625%
HK$296,143
+HK$14,829/mo
Deposit HK$5.85M · loan HK$52.61M · min. income ≈ HK$562,628/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$2,484,145 · Scale 2, in force from 26 Feb 2026)