LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,329
−HK$836/mo
▼ 0.25% · 3.875%
HK$13,743
−HK$422/mo
Today · 4.125%
HK$14,165
baseline
▲ 0.50% · 4.625%
HK$15,026
+HK$861/mo
Deposit HK$2.92M · loan HK$2.92M · min. income ≈ HK$28,330/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$131,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,828
−HK$801/mo
▼ 0.25% · 3.875%
HK$15,226
−HK$403/mo
Today · 4.125%
HK$15,629
baseline
▲ 0.50% · 4.625%
HK$16,453
+HK$824/mo
Deposit HK$2.92M · loan HK$2.92M · min. income ≈ HK$31,258/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$131,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,994
−HK$1,003/mo
▼ 0.25% · 3.875%
HK$16,492
−HK$505/mo
Today · 4.125%
HK$16,997
baseline
▲ 0.50% · 4.625%
HK$18,032
+HK$1,035/mo
Deposit HK$2.34M · loan HK$3.51M · min. income ≈ HK$33,994/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$131,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,794
−HK$961/mo
▼ 0.25% · 3.875%
HK$18,271
−HK$484/mo
Today · 4.125%
HK$18,755
baseline
▲ 0.50% · 4.625%
HK$19,744
+HK$989/mo
Deposit HK$2.34M · loan HK$3.51M · min. income ≈ HK$37,510/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$131,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,660
−HK$1,170/mo
▼ 0.25% · 3.875%
HK$19,241
−HK$589/mo
Today · 4.125%
HK$19,830
baseline
▲ 0.50% · 4.625%
HK$21,037
+HK$1,207/mo
Deposit HK$1.75M · loan HK$4.09M · min. income ≈ HK$39,660/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$131,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,759
−HK$1,122/mo
▼ 0.25% · 3.875%
HK$21,316
−HK$565/mo
Today · 4.125%
HK$21,881
baseline
▲ 0.50% · 4.625%
HK$23,034
+HK$1,153/mo
Deposit HK$1.75M · loan HK$4.09M · min. income ≈ HK$43,762/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$131,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,992
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$24,738
−HK$758/mo
Today · 4.125%
HK$25,496
baseline
▲ 0.50% · 4.625%
HK$27,048
+HK$1,552/mo
Deposit HK$585K · loan HK$5.26M · min. income ≈ HK$50,992/mo (50% DSR)
Upfront cash ≈ HK$716K (deposit + AVD stamp duty HK$131,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,691
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$27,406
−HK$727/mo
Today · 4.125%
HK$28,133
baseline
▲ 0.50% · 4.625%
HK$29,615
+HK$1,482/mo
Deposit HK$585K · loan HK$5.26M · min. income ≈ HK$56,266/mo (50% DSR)
Upfront cash ≈ HK$716K (deposit + AVD stamp duty HK$131,519 · Scale 2, in force from 26 Feb 2026)